US States’ Small Business Support Amid the Coronavirus Pandemic

The US has over 30 million small businesses that employ almost 60 million people. But during the global coronavirus pandemic, many either had to shut down or operate at minimum capacity.

Now, as many states begin to reopen, these businesses are trying to get back to some kind of “normal.” Yet, with consumer spending at a 10-year low, a vast number of these businesses are still struggling to make ends meet.

Over the past few months, some have found help in the form of grants, loans, tax deferrals, and eviction and foreclosure moratoriums.

But which states and local fundraisers have and continue to offer the most assistance, and which are leaving small businesses to fend for themselves?

We’ve ranked each state based on the help they’ve given and are continuing to give to small businesses during the pandemic. Scores depend on the number of loans that have been or are still available, the allocation of federal funding, and their regulations (e.g. extending businesses tax deadlines).

What did we find?

• Idaho, Nevada, West Virginia, and Wyoming have no known loans or grants available for small businesses
• Only 26 states have (or have had) a statewide loan available for small businesses, with just 17 introducing grant-based schemes
• While all states have received some federal funding in the form of PPP and EIDL loans, some received far more support than others. For example, 25.71 percent of small businesses received a PPP loan in North Dakota, while just 12.19 percent received the same in Maryland
• The highest percentage of small businesses to have received an EIDL loan advance within one state was 1.18 percent in Hawaii. The lowest was 0.56 percent in West Virginia

Table of Overall State Scores

Rank	Score	State	Loan	Grant	Tax Deferral	# of Cities/Counties with Local Loans or Grants	Awards for EIDL	Awards for PPP	Eviction and Foreclosure Moratorium
1	47.33	California	6	0	5	30	4.08	0.25	2
2	43.3	Wisconsin	0	20	3	14	1.29	2.01	3
3	40.11	Virginia	0	0	3	33	1.67	0.44	2
4	37.47	Michigan	9	10	3	14	1.19	0.28	0
5	32.16	Illinois	6	5	3	13	1.24	0.92	3
6	32.05	Massachusetts	3	5	3	15	1.71	1.34	3
7	29.94	Texas	0	0	0	28	1.58	0.36	0
8	29.75	Maryland	3	5	5	13	0.75	0.00	3
9	28.93	Oregon	0	0	0	21	3.89	1.04	3
10	28.37	Colorado	3	5	3	11	2.17	1.20	3
11	25.88	Florida	3	0	3	15	2.40	0.48	2
12	24.73	Washington	0	5	3	9	4.67	1.06	2
13	24.39	Minnesota	6	0	3	12	1.39	2.00	0
14	24.24	Pennsylvania	3	0	3	13	1.32	0.92	3
15	22.5	Iowa	3	5	3	4	1.57	2.93	3
16	20.76	New Jersey	6	5	0	6	2.76	1.00	0
17	20.7	New York	3	0	2	11	1.32	0.38	3
18	20.25	North Carolina	3	0	2	11	1.24	0.01	3
19	19.91	Louisiana	3	0	5	3	4.93	0.98	3
20	19.89	Maine	6	0	0	7	1.97	1.92	3
21	19.42	Vermont	6	5	2	2	1.59	0.83	2
22	19.32	Alaska	3	5	5	2	1.77	0.55	2
23	19.23	Rhode Island	3	5	0	5	2.90	1.33	2
24	18.48	Arkansas	3	10	0	1	1.02	1.46	2
25	18.41	Connecticut	6	0	3	2	4.00	1.41	2
26	18.27	Arizona	0	0	0	13	2.01	0.26	3
27	17.27	Ohio	0	0	0	13	0.73	0.54	3
28	16.74	New Hampshire	0	5	3	1	3.11	1.63	3
29	15.07	Indiana	0	0	0	14	0.28	0.79	0
30	14.45	Montana	0	10	0	1	1.20	2.25	0
31	13.46	New Mexico	9	0	0	2	2.09	0.37	0
32	12.93	District of Columbia	0	5	0	0	4.05	0.88	3
33	12.68	Tennessee	0	0	5	7	0.00	0.68	0
34	12.39	Kansas	3	0	0	2	1.78	2.61	3
35	12.19	Mississippi	0	10	0	0	0.67	1.52	0
36	11.87	South Carolina	0	0	5	3	1.22	0.65	2
37	11.68	Missouri	0	0	0	8	0.23	1.45	2
38	10.94	South Dakota	3	0	0	0	3.51	4.43	0
39	10.55	Kentucky	0	0	0	8	0.28	0.27	2
40	10.29	Alabama	0	0	3	5	1.16	1.13	0
41	10.07	North Dakota	0	0	0	2	3.07	5.00	0
42	10.04	Oklahoma	0	0	0	4	2.12	1.92	2
43	9.99	Hawaii	0	0	0	1	5.00	1.99	2
44	8.44	Georgia	0	0	0	4	2.21	0.23	2
45	8.4	Nevada	0	0	0	0	4.74	0.66	3
46	8.33	Nebraska	3	0	0	0	1.42	3.91	0
47	8.26	Utah	3	0	0	2	1.64	1.62	0
48	7.22	Delaware	3	0	0	0	1.58	0.64	2
49	5.98	Wyoming	0	0	0	0	1.45	2.53	2
50	5.09	Idaho	0	0	0	0	1.14	1.95	2
51	2.78	West Virginia	0	0	0	0	0.00	0.78	2

Top 5 states for small business support

1. California – Two state loans are offered to small businesses in California. The California Disaster Relief Loan Guarantee Program has been allocated $50 million and guarantees up to 95% of the loan for up to 7 years. The California Capital Access Program (CalCAP) is run by the California Pollution Control Financing Authority and is targeted at small businesses that struggle to obtain financing. There are also 30 other loans available throughout cities and counties in California. Businesses were also given an extension for filing their first-quarter returns (extended to July 31, 2020) and have been given access to the Small Business Relief Payment Plans for Sales and Use Tax. From April 2, 2020, small business taxpayers—those with less than $5 million in taxable annual sales—could take advantage of a 12-month, interest-free, payment plan for up to $50,000 of sales and use tax liability only. Local governments have also been given the go-ahead to ban commercial evictions.
2. Wisconsin – There are 13 local loans and grants available throughout Wisconsin, but it’s the state government’s offerings that really boost its score. An initial $5 million Small Business 20/20 Grant was launched during the early stages of the pandemic, followed by a more recent $75 million investment in the “We’re All In” schemes which are opening as we write. This includes $2,500 grants for businesses and $3,000 rental assistance grants. State legislation also prevented commercial evictions and foreclosures during the state of emergency.
3. Virginia – Even though Virginia’s government hasn’t offered a statewide loan or grant for small businesses, there are 33 separate loans and grants available in the state. The most notable of these is the VA 30-Day Fund. This grant-based scheme offers up to $3,000 in forgivable loans for Virginia-based businesses that employ from three to 30 people. Businesses were also given extra time to file taxes and a court order suspends all writs of eviction during the state of emergency.
4. Michigan – Michigan’s Economic Development Corporation offered 5 loan and grant schemes in total (two of which were limited to tech- or mobility-based companies). The Michigan Small Business Relief Program allocated $10 million to loans worth $50,000 to $200,000 and $10 million to grants worth up to $10,000. Meanwhile, the Northern Initiatives Program (allocated $2 million) gave women- and minority-owned businesses who had been impacted by the pandemic from $5,000 to $250,000 in 5-year loans. A further 14 loans/grants have been or are available within the state. The state also delayed sales and use tax payments for businesses
5. Illinois – The state of Illinois offers two loan programs and also gave the hospitality industry access to a grant-based program (which has since closed). $14 million was allocated to the Hospitality Emergency Grant Program, giving businesses grants of up to $30,000. The Illinois Small Business Emergency Loan Fund provides up to $50,000 in 5-year loans at an interest rate of 3% (payments are deferred for the first 6 months). And the Downstate Small Business Stabilization Program (allocated $20 million) offers loans of up to $25,000. There are 13 other loans available, too, and commercial evictions have been postponed with some tax release also being offered to small- to medium-sized restaurants and bars. Sales tax returns do still need filing even if payment can’t be made, however.

Bottom 5 states for small business support

All five of the bottom states (West Virginia, Idaho, Wyoming, Delaware, and Utah) have offered little in the form of state or local grants or loans (West Virginia, Idaho, and Wyoming haven’t introduced any, while Delaware and Utah have a single loan scheme each). None of them have offered tax deferrals for businesses either, nor did Utah offer suspensions on commercial evictions.

In West Virginia, Idaho, Wyoming, and Delaware, court orders postponed all court proceedings and deadlines, thus disabling commercial evictions.

State loans available

Below, we’ve compiled a list of over 400 loans available in states and cities across the US. Find out their current status, how much has been allocated, and what kind of terms are required.

State	Local Area	Loan Name	Offered By	Status	Allocated Amount ($)	Min. Loan Amount ($)	Max. Loan Amount ($)	Max. Revenue	Max. # of Employees	Business in Operation For (Min.)	Interest Rate	Payment/Interest Deferrals	Term Period	Other T&Cs	Link
Alabama	Birmingham	#BHAMSTRONG Small Business Loan Fund	BhamStrong (Public-Private Partnership)	Closed	1,200,000	10,000	25,000	N/A	49	1 year	3 to 5%	0% interest for first 180 days			https://bhamstrong.com/bhamstrongloan
Alabama	Auburn	The City of Auburn Working Capital Loan Interest Subsidy Program	Auburn Chamber of Commerce (+ financial institutions)	Open	5,500,000		25,000	N/A	N/A	N/A	Up to 4%		1 to 3 years		https://auburnalabama.org/coronavirus/business-resources/interest-subsidy/
Alabama	West Alabama	West Alabama Small Business Relief Fund	Chamber of Commerce of West Alabama	Open	200,000				50					Minimum of 2 employees	https://tuscaloosachamber.com/small-business-financial-assistance/
Alabama	Florence	Florence First	City of Florence	Closed	187,000						N/A	N/A	N/A		https://florenceal.org/departments/planning_and_community_development/florence_first.php
Alabama	Limestone County	Athens-Limestone County Small Business Assistance Initiative	Greater Limestone Chamber of Commerce	Open					50						https://www.tourathens.com/images/PDFs/Small_Business_Assistance_Initiative_APPLICATION.pdf
Alaska		Sustaining Alaska’s Future Economy Guaranty Program (AK SAFE)	Alaska Industrial Development and Export Authority	Open	50,000,000 (increasing to 1,000,000,000)		1,000,000	N/A						Allows for the extension of existing loans.	http://aidea.org/Programs/AKSAFEPROGRAM.aspx
Alaska		Alaska CARES	DDCED, AIDEA	Open		5,000	100,000		50		N/A	N/A	N/A		https://www.commerce.alaska.gov/web/ded/AKCARESGrant.aspx
Alaska	Anchorage	Small Business Grant Pilot Program	Municipality of Anchorage	Closed	1,000,000	5,000	10,000	1,000,000	7		N/A	N/A	N/A	Businesses must not have received federal funding.	https://www.muni.org/Departments/Mayor/PressReleases/Pages/Applications-open-for-Municipality%E2%80%99s-Small-Business-Grant-Pilot-Program.aspx
Alaska	Juneau	Emergency Loans for Juneau Businesses	Juneau Economic Development Council	Nearly Full	3,000,000	25,000	50,000	N/A	25		Up to 2%	Can elect to defer payments for 12 months	Up to 30 months	Loans paid back within 12 months will pay 0% interest	https://www.jedc.org/emergency-loan-juneau-businesses
Arizona	Mesa	Mesa Small Business Reemergence Plan	City of Mesa	Closed	20,000,000						N/A	N/A	N/A	Businesses must not have received federal funding.	https://www.mesaaz.gov/city-hall/mesa-cares/mesa-cares-small-business-reemergence-program
Arizona	Phoenix	Phoenix COVID-19 Small Business Relief Grants	Phoenix IDA and City of Phoenix	Closed			10,000	3,000,000	25	Over 1 year				Preference given to small businesses owned by veterans and underrepresented groups located in economically distressed areas of Phoenix.	https://www.azfoundation.org/GrantsLoans/SmallBusinessRelief.aspx
Arizona	Rio Nuevo District	Rio Nuevo Economic Relief Assistance Program	Rio Nuevo District	Closed	2,500,000	5,000	50,000								https://rionuevo.org/welcome/rio-nuevo-economic-relief-assistance-program/
Arizona	Scottsdale	COVID-19 Grants	Scottsdale Industrial Development Authority	Closed	200,000		5,000		50	3 years (10 years preferred)				Must be in the food, beverage, or tourism industry.	https://www.yourvalley.net/stories/scottsdale-industrial-development-authority-sends-lifeline-to-local-small-business-community,155652
Arizona	Tempe	Small Business Emergency Loan Program	City of Tempe (with Desert Financial Credit Union)	Open	1,000,000	5,000	20,000		50	2 years	0.04	First payment deferred up to 90 days	Up to 48 months	Min. of 5 employees.	https://solutions.desertfinancial.com/TempeLoanProgram
Arizona	Tucson	We Are One/Somos Uno - Tuscan Resiliency Direct Loan Program	City of Tucson	Closed	1,000,000		25,000		50		0	Fixed repayment options, including no payments for first 6-12 months	10 years		https://www.bdfc.com/tucson/
Arizona		Local First Arizona Small Business Relief Fund	Local First Arizona (Nonprofit)	Closed	650,000			250,000	3					Priority for businesses with children under 18 in the household.	https://www.localfirstaz.com/small-business-relief-fund
Arizona		COVID-19 Emergency Microloans for Small Businesses	Community Interest Corporation (Nonprofit)	Closed			10,000				Up to 3%	Option for interest-only payments for first 6 months	Up to 5 years	$25 origination fee	https://cictucson.org/covid-19-emergency-loan-products/
Arizona		WeFunder COVID-19 Loan	Community Interest Corporation (Nonprofit) and WeFunder	Open		20,000	1,000,000				0.03	Deferred until 2021	Up to 10 years	Repayments based on 5% of revenues until loan is paid off. Closing fee of 3.75%.	https://cictucson.org/covid-19-emergency-loan-products/
Arizona		Kiva Tucson COVID-19 Loan	Community Interest Corporation (Nonprofit), Growth Partners of Arizona, and KIVA	Open		1,000	15,000				0	Deferred for first 6 months	1 to 3 years	No fees	https://cictucson.org/covid-19-emergency-loan-products/
Arizona		Small Business Success Loans	Growth Partners Arizona (Nonprofit)	Open		10,000	75,000			2 years			6 months to 5 years	"Affordable rates and fees."	https://www.growthpartnersaz.org/small-business-success-loans/
Arizona		AZ Local Impact Fund	Invest Southwest (Nonprofit)	Closed						1 year					https://investsouthwest.org/apply-for-az-local-impact-fund/
Arizona		Small Business SUCCESS Grants	Arizona Hispanic Chamber of Commerce	Closed	100,000		6,000				N/A	N/A	N/A		https://mailchi.mp/azhcc/covid-19-business-resources
Arkansas		Quick Action Loan Guaranty Program	Arkansas Economic Development Commission (AEDC) in partnership with the Arkansas banks	Open	7,000,000		250,000					First payment deferred up to 6 months	Up to 5 years	AEDC will guaranty up to 80% of the principal balance of a loan issued by a lender participating in the program.	https://www.arkansasedc.com/docs/default-source/covid-19/quick-action-loan-program-summary-(2).pdf?sfvrsn=cbf1c1f_4
Arkansas		Ready for Business Grant	Arkansas Economic Development Commission (AEDC) in partnership with the Arkansas banks	Closed		1,000	100,000				N/A	N/A	N/A	To assist with COVID-19-related expenses, such as PPE, deep cleaning, signage, hand sanitizer dispensers, marketing, etc. Must be made between March 1 and December 31, 2020.	https://www.arkansasedc.com/covid19resources/business-resources/ready-for-business-grant-program
Arkansas		Community Development Block Grant	Arkansas Economic Development Commission (AEDC)	Open	12,000,000	75,000	1,000,000				N/A	N/A	N/A		https://www.arkansasedc.com/community-resources/community-development/community-development-block-grant
Arkansas	Benton and Washington Counties	Kiva Fund	Startup Junkie Foundation, Kiva	Open			10,000				0				https://www.kiva.org/covid19response
California	Arcadia	Small Business Grant Program	City of Arcadia	Closed	245,000		5,000				N/A	N/A	N/A		https://cms9.revize.com/revize/arcadia/shape/development_services_department/economic_development/support_local_business.php
California	Berkeley	Berkeley Business Continuity Grants	Berkeley City Council	Closed	1,000,000		10,000		50					Must be able to demonstrate a 25% drop in revenues.	https://www.cityofberkeley.info/covid19-business-grants/
California	Coronado	Lifeline Business Loan Program	City of Coronado	Open	2,000,000		15,000				0	Payments deferred for 6 months	60 months	Restaurants, retailers, tourism, and theaters are prioritized.	https://www.coronadochamber.com/lifeline-loan-application.html
California	Dublin	Dublin Small Business Emergency Microloan Program	City of Dublin	Open		5,000	10,000		50		0	Repayments deferred for 36 months		One-third of loan forgiven each year the business remains open with the entire loan forgiven after 3 years. Must be able to demonstrate a 25% reduction in revenues	https://www.dublin.ca.gov/microloan
California	El Monte	El Monte Business Grant Application		Closed			10,000		19	1 year	N/A	N/A	N/A		https://monte.campaignrep.org/page/business-and-employment-resource-center
California	Fresno	Save Our Small Businesses Loan to Grant Program	Access Plus Capital, City of Fresno	Closed	2,250,000	5,000	10,000		25		0			Loans are forgiven if the businesses are still operating 1 year later. $5,000 for businesses with 5 or fewer employees, $10,000 for those with 6 to 25.	https://www.accesspluscapital.com/save-our-small-businesses-loan-to-grant-program/
California	Hayward	Hayward Community Relief Fund	East Bay Community Foundation, City of Hayward	Closed	380,000										https://www.hayward-ca.gov/hayward-community-relief-fund
California	Los Angeles	Small Business Emergency Microloan Program	City of Los Angeles	Open		5,000	20,000		100		2% to 3%	0% interest for first 18 months	5 years		https://ewddlacity.com/index.php/microloan-program
California	Los Angeles	LA County Employer Assistance Grant Fund	Los Angeles County Department of Workforce Development, Aging and Community Services (WDACS)	Closed	500,000		10,000	2,000,000	50	At least one quarter	N/A	N/A	N/A	Must be able to demonstrate a 20% drop in revenues.	https://mywdacs.force.com/community/WDACSGrantManagementLogin?ec=302&startURL=%2Fcommunity%2Fs%2F
California	Los Angeles	Business Recovery Loans	Los Angeles County Development Authority	Closed			20,000		24	2 years	0.0244	Payments deferred for 12 months	5 years		https://wwwa.lacda.org/economicdevelopment/business-recovery-loans
California	Los Angeles, Ventura County	Emergency Loans and Small Business Loans	Jewish Free Loan Association of Los Angeles	Open			18,000				0				https://www.jfla.org/coronavirus-loans
California	Manhattan	Local Love for Manhattan Beach	Privately Funded	Open	350,000	5,000	20,000				N/A	N/A	N/A		https://one2oneusa.org/llmb/
California	Mendocino County	Business Innovation and Resiliency Fund	Community Foundation of Mendocino County	Coming Soon	100,000 (goal of 300,000)						N/A	N/A	N/A		https://www.communityfound.org/stories-of-our-funds/field-of-interest-funds/business-innovation-and-resiliency-fund/
California	Mountain View	Small Business Resiliency Program	City of Mountain View and the Los Altos Community Foundation	Closed	750,000		10,000		25	Prior to January 1, 2020					https://www.mountainview.gov/depts/manager/communityinfo/covid19communityresources/covid19smallbusinessprograms.asp
California	Oakland	Small Business Emergency Grant Program	City of Oakland	Closed	4,000,000		5,000				N/A	N/A	N/A	Business owner must have an income below 80% of the Area Median Income (AMI).	https://www.oaklandca.gov/news/2020/city-of-oakland-announces-availability-of-small-business-emergency-grants-in-partnership-with-working-solutions
California	Palm Desert	United Palm Desert Economic Relief Program (UPDERP)	City of Palm Desert City Council	Closes June 3	1,000,000		25,000		25		0	No payments for first 24 months		Loans may be forgivable if applicant demonstrates that all funds have gone towards costs associated with the impact of COVID-19.	https://www.cityofpalmdesert.org/our-city/departments/economic-development/covid-19-business-resources/economic-relief-package/-fbclid-IwAR35heH7HSKpzs76RDYy1yCFbuZEOok_YwR-88kRZEMps11k9hC2aRjetCY
California	Pleasanton	Business Assistance Program	City of Pleasanton	Open	3,000,000		2,500 (or 2,900 for downtown businesses)		20		0		24 months	Must be able to demonstrate a loss of 25% due to the pandemic.	http://www.cityofpleasantonca.gov/gov/depts/ed/covid_19_business_support/pleasanton_business_assistance_program.asp
California	La Quinta	Small Business Emergency Economic Relief Program	City of La Quinta	Closed	1,500,000	5,000	20,000		25			Payments deferred for 1 year			https://econdev.laquintaca.gov/covid-19-resource-guide-and-incentives/covid-19-small-business-emergency-economic-relief-program
California	Rancho Mirage	Rancho Mirage Food Access Program	City of Rancho Mirage	Closed	400,000	5,000	8,000							Limited to restaurants in the area.	https://ranchomirageca.gov/covid-19/rancho-mirage-announces-food-access-program-for-restaurants/
California	Riverside County	COVID-19 Small Business Assistance Program Microloan	County of Riverside	Open			15,000		4		0	Payments deferred for 3 months	1 year		https://gcvcc.org/county-of-riverside-approves-small-business-assistance-program/
California	Riverside County	COVID-19 Small Business Assistance Program Restart Loan	County of Riverside	Open		15,000	30,000		24	2 years	0.0375	Payments deferred for 6 months	5 years		https://gcvcc.org/county-of-riverside-approves-small-business-assistance-program/
California	Roseville	Roseville Small Business Stabilization Program	City of Roseville	Closed	1,000,000		20,000		25		0	Deferred until January 1, 2021.		Maximum of $5,000 for businesses with 5 or fewer employees, maximum of $20,000 for those with 6 to 25.	http://roseville.ca.us/news/what_s_happening_in_roseville/zero-interest_loans_to_111_roseville_small_biz
California	Sacramento	Small Business Emergency Economy Relief Loan Program	City of Sacramento	Closed	1,000,000	5,000	25,000		25			Deferral of 90 days		Microenterprises with 5 or fewer employees got $5,000 while those with 6 or more employees got $25,000. Must be a restaurant, retail shop with storefront, day-care establishment, or nonprofit.	https://www.cityofsacramento.org/Economic-Development/Economic-Relief/Loan-Program
California	San Diego	Small Business Relief Fund (SBRF)	City of San Diego	Closed	6,100,000	10,000	20,000		100	6 months					https://www.sandiego.gov/economic-development/resources/relief
California	San Francisco	San Francisco Hardship Emergency Loan Program (SF HELP)	Main Street Launch (Nonprofit)	Open	9,000,000		50,000				0		Up to 6 years	Must be able to demonstrate a 25% drop in revenues.	https://mainstreetlaunch.org/contact-us/
California	San Francisco	San Francisco Resiliency Fund	San Francisco Office of Economic and Workforce Development	Closed	1,000,000		10,000	2,500,000	5		N/A	No repayment required	N/A	Must be able to demonstrate a 25% drop in revenues.	https://oewd.org/businesses-impacted-covid-19
California	San Francisco	Neighborhood Mini-Grants	San Francisco Office of Economic and Workforce Development	Closed		1,000	10,000	2,500,000			N/A	No repayment required	N/A	Must be able to demonstrate a 25% drop in revenues.	https://oewd.org/businesses-impacted-covid-19
California	Santa Clara	Small Business Assistance Grant Program	City of Santa Clara	Open	800,000	5,000	10,000		25		N/A	N/A	N/A	$5,000 for essential businesses and $10,000 for non-essential businesses.	https://www.santaclaraca.gov/i-want-to/stay-informed/newsroom/coronavirus-updates/covid-19-business-resources/small-business-assistance-grant-program
California	South County	Emergency Business Loan Program	South County Economic Development Council	Open			5,000				0	Repayment due April 1, 2021		Intended for small restaurants to remain open and continue providing meals during the emergency.	https://www.southcountyedc.com/emergencybusinessloanprogram
California	Stanislaus County	Small Business Relief Program	Stanislaus County Workforce Development	Closed	1,000,000				50				1 year		https://workforceresource.net/small-business-grants
California		California Disaster Relief Loan Guarantee Program	Small Business Finance Center (SBFC), California Infrastructure Economic Development Bank	Open	50,000,000		1,250,000		750		Negotiated		Up to 7 years	Guarantees up to 95% of loan	https://www.ibank.ca.gov/small-business-finance-center/
California		California Capital Access Program (CalCAP)	California Pollution Control Financing Authority	Open			5,000,000		500		Between 2% and 3.5%		Up to 3 years	The maximum loan amount is $5 million and the maximum enrolled amount is $2.5 million.	https://www.treasurer.ca.gov/cpcfa/calcap/sb/brochure.pdf
Colorado	Aspen	Small Business Rent Relief Grant Program	Aspen City Council	Closed	6,000,000		14,000		35	Open prior to March 1, 2020	N/A	N/A	N/A		https://www.cityofaspen.com/1281/COVID-19-Business
Colorado	Breckenridge	Small Business Rent Relief Program	Town of Breckenridge Community Development	Closed	1,000,000		4,000		35						https://breckenridge-tuition-assistance.fluidreview.com/
Colorado	Broomfield	Broomfield Small Business Fund	Broomfield Chamber of Commerce, Broomfield Community Foundation	Open							N/A	N/A	N/A		https://www.broomfieldchamber.com/broomfield-chamber-community-foundation-launch-broomfield-small-business-fund/
Colorado	Colorado Springs	Small Business Relief Fund	Colorado Springs Downtown Development Authority	Closed	667,500	2,500	20,000				N/A	N/A	N/A		https://downtowncs.com/ddabizrelief/
Colorado	Denver	Denver Small Business Emergency Relief Program	Denver Economic Development & Opportunity	Open	44,000,000		7,500				N/A	N/A	N/A	For companies in hard-hit industries, i.e. barbershops, food, nail salons, retail, and home childcare.	https://www.denvergov.org/content/denvergov/en/environmental-health/news/coronavirus-info/support-services/small-business-emergency-relief-program-form.html
Colorado	Denver	Microlending Program	Denver Economic Development & Opportunity with CEDS Finance	Open		5,000	50,000	1,000,000					Up to 5 years	Priority given to low- to moderate-income business owners with strong links to Globeville, Elyria/Swansea, Montbello, East Colfax, Westwood, or Sun Valley. Minority- or women-owned businesses will also be prioritized.	https://www.cedsfinance.org/med/denver-microloan-program/
Colorado	El Paso	Pikes Peak Enterprise Zone (EZ) Business Relief Fund	Pikes Peak Regional Development Corporation	Closed			7,500		500		N/A	N/A	N/A		https://admin.elpasoco.com/economic-development/enterprise-zone-contribution-projects/
Colorado	Fruita	Fruita Small Business Emergency Assistance Fund	City of Fruita and the Business Incubator Center	Open			3,000		20		Prime + 2%	No payments or interest for the first 12 months	24 months of payments	Loans may be used to pay up to 2 months of operating costs.	https://gjincubator.org/fruita-small-business-emergency-assistance-fund/
Colorado	Grand Junction	Grand Junction Business Stabilization and Recovery Fund	City of Grand Junction	Open	540,000		7,500		50		0	Payments deferred for first 6 months		Loans will be forgiven if borrower submits proof that the funds went toward approved purposes, i.e. mortgage or business rent. Interest rate of Prime + 4% if business fails to meet loan forgiveness criteria.	https://gjincubator.org/gj-business-recovery-fund/
Colorado	Larimer County	Small Business Recover Loan Fund	Bohemian Foundation, City of Fort Collins and Fort Collins Area Chamber of Commerce	Open	5,000,000	2,500	50,000				0.035				https://nocorecovers.com/resource_orgs/larimer-county-small-business-recovery-loan-fund/
Colorado		Colorado COVID Relief Fund Application	Government and Community Donors	Closed	16,400,000		25,000				N/A	N/A	N/A		https://helpcoloradonow.org/covid_relief-fund/
Colorado		Colorado Artist Relief Fund	Denver Arts & Venues	Closed	130,000		1,000				N/A	N/A	N/A		http://www.artsandvenuesdenver.com/about-imagine-2020/imagine-2020-artist-assistance-fund
Colorado		Emergency Microloan Program	Greenline Ventures	Open		5,000	25,000		50		0.02	No payments for the first 6 months	5 years	Businesses must be majority owned (51% or more) by a minority, woman, or veteran	https://www.greenlineventures.com/emergency-microloan-program
Connecticut		Connecticut Recovery Bridge Loan Program	Department of Economic and Community Development	Closed	25,000,000		75,000		100		0	12 months (6-month extension available)		Up to 3 months of operating expenses up to max. loan amount.	https://portal.ct.gov/DECD/Content/Coronavirus-Business-Recovery/CT-Recovery-Bridge-Loan-Program
Connecticut		Connecticut Manufacturing Innovation Fund Voucher Program (MVP)	Connecticut Center for Advanced Technology, Inc.	Closed			50,000							Vouchers for companies to purchase specialized technology that will enable them to improve their operations so they can help with the shortages of critical medical equipment and supplies.	https://ctmvp.ccat.us/
Connecticut		COVID-19 Business Response Program Line of Credit	HEDCO, Inc.	Closed			20,000				0			For women- or minority-owned businesses.	https://www.hedcoinc.com/
Connecticut	Hartford	Small Business Emergency Assistance Grant Program	City of Hartford, the Hartford Foundation for Public Giving, HEDCO, Inc., and Capital for Change	Closed	1,000,000		10,000	500,000		Must have one federal tax return					https://coronavirus-response-city-of-hartford-hartfordgis.hub.arcgis.com/pages/small-business-emergency-assistance-grant
Delaware		Hospitality Emergency Loan Program (HELP)	Delaware Division of Small Business	Open			10,000 (per month)	2,500,000		1 year		Payments deferred for 9 months	10 years	For businesses under NAICS code 7225, the revenue cap is $15 million. If a qualifying business’ total mortgage or lease payments in a month (across a single location or multiple) exceed $10,000, it is eligible to apply for a loan of up to $50,000 per month to cover those two expenses.	https://business.delaware.gov/coronavirus/#section1
District of Columbia		DC Small Business Recovery Microgrants	Planning and Economic Development.	Closed	33,000,000		25,000				N/A	N/A	N/A		https://coronavirus.dc.gov/dc-small-business-recovery-grants
Florida	Hialeah	Save Our Business Fund	City of Hialeah	Closed	2,000,000		5,000		25	1 year	N/A	N/A	N/A	To assist business owners with rent for up to 3 months (or $5,000)	http://www.hialeahfl.gov/690/Funding-Opportunities
Florida	Jacksonville	Business Community Relief Funds	City of Jacksonville and VyStar Credit Union	Open	20-30,000,000		100,000		100	1 year	5.99% APR	Interest-only payments for the first 12 months	60 months	City will grant $1,000 to each business awarded a loan and will provide a grant to cover the interest costs of year 1 - and year 2 (if the business retains at least 50% of its workforce). 10% of the loan will be paid by the City if 100% of the workforce is employed at the end.	https://vystarcu.org/About-Us/Newsroom/Coronavirus/Small-Business-Relief-Program
Florida	Miami	Small Business Emergency Loan Program	City of Miami	Closed	1,000,000	5,000	20,000		20		0.01	Payments deferred for 12 months	5 years	Owners must be a low-mod income person (80% AMI or less)	https://www.miamigov.com/Government/Departments-Organizations/Housing-Community-Development/Small-Business-Emergency-Loan-Program
Florida	Miami	Business Continuity Micro Enterprise Program	City of Miami	Closed			10,000		5		N/A	N/A	N/A	Owners must be a low-mod income person (80% AMI or less)	https://www.miamigov.com/Government/Departments-Organizations/Housing-Community-Development/Business-Continuity-Micro-Enterprise-Program
Florida	Miami-Dade	Small Business Assistance Forgivable Loan Program	Miami-Dade County	Open	5,000,000		25,000		25		0			Forgivable loan for business owners who are able to retain jobs held by low- to moderate-income employees.	https://www.miamidade.gov/releases/2020-05-19-phcd-smallbiz-loan.asp
Florida	North Miami	Emergency Relief for Essential Business Program	North Miami Community Redevelopment Agency	Closed			1,000				N/A	N/A	N/A		http://www.northmiamicra.org/blog/north-miami-cra-creates-grant-programs-businesses-affected-covid19-south-florida-caribbean-news
Florida	North Miami	Emergency Relief to Jump Start Businesses	North Miami Community Redevelopment Agency	Closed			5,000				N/A	N/A	N/A	Must have applied for SBA disaster loan and a Florida disaster loan.	http://www.northmiamicra.org/blog/north-miami-cra-creates-grant-programs-businesses-affected-covid19-south-florida-caribbean-news
Florida	Palm Beach County	PBC Cares for Business – Restart Business Grants program	Palm Beach County	Closes June 12	60,000,000		25,000		25	At least before October 1, 2019				Grants and forgivable loans.	http://discover.pbcgov.org/HES/Pages/PBC-CARES-FOR-BUSINESS---RESTART-BUSINESS-GRANTS.aspx
Florida	Pinellas County	Pinellas CARES	Pinellas County	Closed	35,000,000		5,000		25	At least before October 1, 2019					https://covid19.pinellascounty.org/pinellascaresbusiness/
Florida	Sarasota	Small Business and Safety Assistance Grant Program	City of Sarasota	Open			5,000		25		N/A	N/A	N/A		https://www.sarasotafl.gov/business-resources/citysmallbusinessgrant
Florida	Sarasota County	Small Business Resiliency Loan	Economic Development Corporation of Sarasota County	Closed	4,300,000		25,000				0.035	Payments deferred for 12 months	3 years		https://www.edcsarasotacounty.com/business-assistance/small-business-resiliency-loan-funds-exhausted/
Florida	St. John's County	Back to Business Grant Program	St. John's County	Open			10,000	5,000,000	75	1 year	N/A	N/A	N/A		http://www.sjcfl.us/sbrecovery/
Florida	St. Petersburg	Fighting Chance Fund	City of St. Petersburg	Open	6,800,000		5,000		25	6 months	N/A	N/A	N/A	Businesses must be a restaurant, bar, retail, personal service (i.e. hairdressers), personal and household goods repairs, fitness center, event space, or travel agency.	http://www.stpete.org/assistance/fighting_chance_fund.php
Florida	Tarpon Springs	Small Business Endurance Grants	Tarpon Springs City Commission	Closed	100,000		1,000		50		N/A	N/A	N/A	Business must be public-facing.	http://www.ctsfl.us/endurance.htm
Florida	Volusia County	Relaunch Volusia Small Business Reopening Grant Program	Volusia County		10,000,000		5,000		50		N/A	N/A	N/A	Up to $3,000 for businesses with up to 25 employees, or $5,000 for those with 26 to 50.	https://www.volusiabusinessresources.com/#homeSection348662
Florida		Florida Small Business Emergency Bridge Loan Program	Department of Economic Opportunity	Closed	50,000,000		50,000		100				1 year	Loans of up to $100,000 available in exceptional cases.	http://floridajobs.org/rebuildflorida/businessrecovery
Georgia	Atlanta	Business Continuity Loan Fund	City of Atlanta	Closed	1,500,000	5,000	30,000		50	1 year	0	Payments deferred for 6 to 12 months	Up to 5 years		https://www.investatlanta.com/business-continuity-loan-fund
Georgia	Fulton	DAFC Business Contingency Loan Program	Select Fulton and the Development Authority of Fulton County	Closed	1,500,000		50,000			2 years					https://www.developfultoncounty.com/
Georgia	Milledgeville	Emergency Grants	Milledgeville Downtown Development Authority	Closed			500			1 year	N/A	N/A	N/A		https://www.unionrecorder.com/news/main-street-dda-offering-emergency-grants-for-businesses/article_804f68a6-8c21-11ea-915f-efe5bf003f1c.html
Georgia	Rome	Community Development Block Grant	Community Development Services Committee	Closed	258,000		5,000		20		N/A	N/A	N/A		https://www.northwestgeorgianews.com/rome/business/city-to-use-cdbg-money-to-benefit-mom-and-pop-businesses/article_8655551c-84a6-11ea-8ee1-ffccdb5eed40.html
Hawaii	Honolulu	Small Business Relief and Recovery Fund	City of Honolulu	Open	25,000,000 (further 25 million may be allocated)		10,000	1,000,000	30		N/A	N/A	N/A		https://www.oneoahu.org/small-business
Idaho	No known programs at present.
Illinois	Aurora	Standing Together with Aurora Business Local Emergency (STABLE) Fund	City of Aurora	Closed	1,400,000		25,000		50					Forgivable loans. Businesses with 5 or fewer employees eligible for up to $15,000.	https://investaurora.org/StableFund/
Illinois	Chicago	Small Business Resiliency Fund	City of Chicago	Closed	100,000,000		50,000		50		1% for the first 18 months	Nominal payments during first 6 months	5 years		https://www.connect2capital.com/partners/chicago-small-business-resiliency-fund/
Illinois	Chicago	Microbusiness Recovery Grant Program	City of Chicago	Closed			5,000	250,000	4	1 year	N/A	N/A	N/A		https://www.chicago.gov/city/en/depts/bacp/supp_info/smallbusinessresiliencyfundgrantprogram.html
Illinois	Chicago	Immediate COVID-19 Operating Grants	University of Chicago	Closed	1,200,000	2,500	7,500				N/A	N/A	N/A	For university tenants.	https://civicengagement.uchicago.edu/news/university-of-chicago-awards-112000-in-rent-relief-and-110000-in-immediate-covid-19-operating-grants-to-18-small-businesses
Illinois	Chicago and Central Illinois	LISC Small Business Loans	LISC, State Farm	Open	10,000,000	75,000	250,000			3 years	0.0675	2% for initial 12 months	Up to 48 months	Minimum of $250,000 annually	https://www.lisc.org/chicago/regional-stories/lisc-and-state-farm-announce-10-million-small-business-rescue-fund-chicago-businesses-and-nonprofits/
Illinois	Cook County	Cook County Community Recovery Fund	Cook County Government	Launching Soon	10,000,000		20,000	3,000,000	25		0			Rapid relief loans for small businesses, gig workers and independent contractors.	https://www.cookcountyil.gov/content/community-recovery-fund-0
Illinois	Gibson	Small Business Loan Program	City of Gibson	Open	80,000		2,500		10		0	Payments deferred for 6 months		Businesses must be non-essential.	https://www.gibsoncityillinois.com/images/Small_Business_Loan_Program_Ordinance_4.13.2020_PART_2.pdf
Illinois	Lake Forest	Local Business Grant Program	City of Lake Forest	Open	287,000		12,500				N/A	N/A	N/A		https://www.cityoflakeforest.com/local-business-grant-program-now-available/
Illinois	Milan	2020 Commercial Business Assistance Loan Program	Village of Milan	Open			2,500						1 year	Businesses must have applied for PPP (approved or denied).	https://www.milanil.org/docs/Milan-Comm-Bus-Assistance-Loan-Program-Application.pdf
Illinois	Quincy	Small Business Emergency Loan Program	City of Quincy	Closes July 1	500,000		10,000		50	Before January 1	0.01	First payment deferred for up to 6 months	18 months		https://www.quincychamber.org/wp-content/uploads/2020/03/SBE-LF-Instructions-Application-form-3-30-20.pdf
Illinois	South Side	Emergency COVID-19 Bridge Grants	University of Chicago	Closed	800,000		7,500				N/A	N/A	N/A		https://civicengagement.uchicago.edu/news/university-of-chicago-awards-more-than-680000-in-emergency-covid-19-bridge-grants-to-182-south-side-small-businesses
Illinois	Sterling	Economic Development Revolving Loan Fund COVID-19	Sterling Industrial Development Commission	Open	300,000		10,000		25		0.01	Interest-only for 1 year	3 years		http://www.sterling-il.gov/docs/RLFAdministrativeGuidelinesCovid19.pdf
Illinois		Illinois Small Business Emergency Loan Fund	Department of Commerce	Open			50,000	3,000,000	50		0.03	Payments deferred for 6 months	5 years	50% must be put toward payroll or other eligible compensation.	https://www2.illinois.gov/dceo/SmallBizAssistance/Pages/IllinoisSmallBusinessEmergencyLoanFund.aspx
Illinois		Hospitality Emergency Grant Program	Department of Commerce	Closed	14,000,000		30,000				N/A	N/A	N/A		https://www2.illinois.gov/dceo/SmallBizAssistance/Pages/HospitalityGrantAwards.aspx
Illinois		Downstate Small Business Stabilization Program	Department of Commerce	Open	20,000,000		25,000		50						https://www2.illinois.gov/dceo/CommunityServices/CommunityInfrastructure/Pages/DownstateSmBizStabilizaition.aspx
Illinois		Arts for Illinois Relief Fund	City of Chicago, State of Illinois, and Private Donors	Closed			1,500				N/A	N/A	N/A		https://artsforillinois.org/donate-and-apply
Indiana	Edinburgh	Edinburgh Small Business Recovery Program	City of Edinburgh	Open	240,000		15,000		17+		N/A	N/A	N/A	Up to $5,000 for businesses with 1 to 5 employees, $10,000 for those with 6 to 15 and $15,000 for those with 17+.	https://www.edinburgh.in.us/egov/documents/1590008677_88839.pdf
Indiana	Evansville	Restart Evansville Post Pandemic Loan Program	Southwest Indiana Small Business Development Center	Open	100,000		5,000		24		0	Payments deferred for 3 months		Priority is given to businesses located within the Evansville Promise Zone.	https://www.reopenevansville.com/en/business-assistance
Indiana	Franklin	Franklin StrongER (Emergency Relief) - Small Business Resilience Grant	Franklin Development Corporation	Open	250,000		7,500		15	6 months	N/A	N/A	N/A		https://www.franklindevelopmentcorporation.org/uploads/5/6/5/6/56567511/franklin_stronger_overview.pdf
Indiana	Franklin County	Small Business Forgivable Loan Program	Franklin County	Open		2,500	10,000		50	2 years	0	Payments deferred for 6 months			https://www.fcchamber.net/programsummary
Indiana	Hammond	Small Business Resiliency Program	City of Hammond	Closes June 26			10,000		50						http://www.gohammond.com/departments/planning-and-development/economic-development/small-business-resiliency-program/
Indiana	Indianapolis	Rapid Response Loan Fund	Indy Chamber	Open	3,000,000		75,000		500		0.01	Payments deferred for 6 months	2 years		https://www.response.indychamber.com/loans
Indiana	Jeffersonville	Jeffersonville Sustains	City of Jeffersonville, One Southern Indiana	Closed	250,000		5,000		50	2 years	0	First payment due on October 1, 2020		Forgivable after 15 payments of $100	https://1si.org/app/uploads/2020/05/Jeffersonville-Sustains-Forgivable-Loan-Application.pdf
Indiana	Kokomo	Kokomo StrongER Program	City of Kokomo	Closed	1,000,000		5,000		20	6 months	0				http://www.cityofkokomo.org/
Indiana	Lafayette	CDBG Emergency Small Business Assistance Program Impacted by COVID-19	City of Lafayette	Closed	400,000		10,000		25						https://www.lafayette.in.gov/FormCenter/Economic-Development-13/CDBG-Emergency-Small-Business-Assistance-75
Indiana	Lawrenceburg	Public Health Emergency Small Business Grant	City of Lawrenceburg	Open			3,500		24						https://www.thinklawrenceburg.com/public-health-grant/
Indiana	Noblesville	Noblesville Small Business Resilience Grant	City of Noblesville	Closed			10,000				N/A	N/A	N/A		https://www.cityofnoblesville.org/topic/index.php?topicid=524&structureid=301
Indiana	South Bend	Small Business Emergency Assistance Funding	City of South Bend, Bankable, and Accion	Closed	600,000		20,000		49						https://southbendin.gov/initiative/emergency-assistance-funding/
Indiana	West Lafayette	2020 Emergency Fund for Businesses Impacted by COVID-19	City of West Lafayette	Closed	500,000		15,000							$10,000 for businesses with 5 employees or fewer, $15,000 for those with more than 6.	https://www.westlafayette.in.gov/egov/apps/action/center.egov?view=form;page=1;id=706
Indiana		Indy Arts & Culture COVID-19 Emergency Relief Fund	Arts Council of Indianapolis	Open			500								https://indykeepscreating.org/apply/
Iowa		Small Business Relief Grants	Department of Revenue and Economic Development Authority	Closed	25,000,000	5,000	25,000				N/A	N/A	N/A		https://www.iowaeconomicdevelopment.com/aspx/general/dynamicpage.aspx?id=205
Iowa		Targeted Small Business Sole Operator Fund	Department of Revenue and Economic Development Authority	Open			10,000	4,000,000							https://www.iowaeconomicdevelopment.com/programDetails?pid=137&ppid=26
Iowa		ICUF Emergency Relief Fund Grants	Iowa Credit Union Foundation	Closed			500	250,000	4		N/A	N/A	N/A		https://www.iowacreditunionfoundation.org/emergency-relief-fund
Iowa	Des Moines	Small Business Relief Fund	City of Des Moines	Closed	750,000		10,000		29		N/A	N/A	N/A		https://www.dsm.city/departments/city_manager_s_office/covid-19/assistance.php
Iowa	Forest City	Small Business Recovery Fund	Hanson Foundation, City of Forest City, Forest City Economic Development	Closed	160,000		5,000		25		0	First payment deferred for 6 months		Half loan, half grant.	http://www.forestcityia.com/recoveryfund/
Iowa	Wapello County	Small Business Emergency Impact Fund	Ottumwa Regional Legacy Foundation	Closed			5,000		25		N/A	N/A	N/A		https://www.orlf.org/for-grantees-scholars/covid-19-relief/
Kansas		Hospitality Industry Relief Emergency Fund	Department of Commerce	Closed	5,000,000		20,000				0	No interest or principal payments for the first 4 months	36 months		https://www.kansascommerce.gov/covid-19-response/hospitality-industry-relief-emergency-hire-fund/
Kansas	Topeka and Shawnee County	HOST Relief Program	The Greater Topeka Partnership	Open until October 15, 2020			5,000		100	6 months				Sole proprietors - $1,500; Business with 2 to 9 employees - $3,000; Businesses with 10 to 100 employees - $5,000.	https://visit.topekapartnership.com/host-relief/
Kansas	Chase, Coffey, Greenwood, Lyon, Morris, Osage, Wabaunsee, and Woodson counties	Business Jump Start Fund	Emporia Community Foundation	Open			3,750		100					Eligible business categories include: retailers, restaurants, bars, service based businesses, and event centers.	http://survey.constantcontact.com/survey/a07eh0nqtfkk8oxls9u/a0182k9oay6oo/questions
Kentucky	Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall, and McCracken	COVID-19 Business Relief Working Capital Loan Program	Purchase Area Development District (PADD)	Closes June 30		5,000	25,000				0.0244	Optional payment deferral for 6 months	36 months		https://www.purchaseadd.org/businesses/covid-19-business-relief-working-capital-loan-program/
Kentucky	Eastern Kentucky	Southeast Kentucky Downtown Business Stimulus Fund	Four Organizations	Closed	450,000	600	3,000							No interest loans and grants.	https://www.wmky.org/post/southeast-kentucky-downtown-business-stimulus-fund-supports-eastern-kentucky-businesses
Kentucky	Jefferson County	Small Business Continuity Loan	Louisville-Jefferson County	Closed	500,000		25,000		10		0	Payments deferred for 12 months	Balloon payment at the end or the loan may be extended for a further 4 years at 5.0% APR.		https://louisvilleky.gov/government/city/one-louisville-covid-19-response-fund
Kentucky	Lexington	Downtown COVID-19 Reopening & Recovery Grant	Downtown Lexington Partnership, Lexington Downtown Management District	Open	80,000		3,000				N/A	N/A	N/A		https://www.downtownlex.com/home/covid-19-reopening-and-recovery-grant-program/
Kentucky	River Counties and Southeast Kentucky	Small Business Stimulus Fund	Community and Economic Development Initiative of Kentucky (CEDIK)	Open			3,000				N/A	N/A	N/A	Business must fall into restaurant or experience retail that includes arts, tourism, accomodation, and entertainment.	https://cedik.ca.uky.edu/seky-stim-fund
Kentucky	Elizabethtown	Business Stimulus Funds Program	City of Elizabethtown	Closed	1,000,000		3,000	1,000,000		1 year	N/A	N/A	N/A		https://drive.google.com/file/d/1THu7BIQu9D80pvS5GmbnOMVj_hOTPiC_/view
Kentucky	Fort Thomas	Fort Thomas Business Assistance Program	City of Fort Thomas	Closed			2,500				0		1 year		http://ftthomas.org/wp-content/uploads/2020/03/Letter-and-Executive-Order.pdf
Kentucky	Newport	Emergency Business Assistance Program	City of Newport	Closed			2,000		100					Rent and mortgage payment reimbursements. Up to $500 for four months.	http://newportky.gov/City-Government/Economic-Development.aspx#EBAProgram
Louisiana		Small Business Loan Guaranty Program	Louisiana Economic Development	Closed	50,000,000	10,000	100,000		99		No more than 3.5%	No interest or payments for the first 6 months	1 to 5 years		https://www.ledbizloan.com/
Louisiana	Lake Charles	Lake Charles Small Business Stabilization Fund	City of Lake Charles	Open	394,000	2,500	5,000								https://www.cityoflakecharles.com/egov/apps/document/center.egov?view=item;id=5900
Louisiana	Monroe	COVID-19 Small Business Enterprise Loans	City of Monroe	Closed			15,000							For small businesses employing low- to moderate-income workers.	https://monroela.us/city-monroe-covid-19-small-business-and-housing-program
Louisiana	New Orleans	Relief Fund for Gig Economy Workers	New Orleans Business Alliance (NOLABA)	Closed	500,000		500				N/A	N/A	N/A	Successful applicants can apply for a second grant after 45 days.	https://www.nolaba.org/relief-fund/#
Maine		COVID-19 Relief Business Direct Loan Program	Finance Authority of Maine	Open (but funding already at maximum capacity)	5,000,000		50,000				WSJ Prime minus 1%		12 months	Commitment fee is 0.5%. Closing fees may be financed with the loan proceeds. For businesses who have exhausted other funding possibilities.	https://www.famemaine.com/business/programs/covid-19-relief-loan-programs/covid-19-relief-business-direct-loan-program/
Maine		COVID-19 Relief Interim SBA Finance Loan Program	Finance Authority of Maine	Open			100,000				WSJ Prime plus 2%	Interest-only payments	90 days	Bridge loan until businesses receive their SBA loan.	https://www.famemaine.com/business/programs/covid-19-relief-loan-programs/covid-19-relief-interim-sba-finance-loan-program/
Maine	Bath	Economic Relief Bridge Program	City of Bath	Open	300,000		7,500				0	Payments deferred for the first 12 months	2 years		https://www.cityofbath.com/COVID-19EconomicRelief
Maine	Brunswick	Pandemic Emergency Loan Fund	Brunswick Development Corporation	Closed	200,000		5,000				0	Payments deferred for the first 12 months	2 years		https://www.brunswickme.org/CivicAlerts.aspx?AID=89
Maine	Portland	Business Assistance Program for Job Creation (BAP-Rehire)	City of Portland	Closes June 4			5,000				N/A	N/A	N/A	For rehiring 2 or more employees from a low- to moderate-income.	https://www.portlandmaine.gov/2627/COVID19-Loan-and-Grant-Programs
Maine	Portland	Microenterprise Grant Program	City of Portland	Closes June 4			2,500		2		N/A	N/A	N/A		https://www.portlandmaine.gov/2627/COVID19-Loan-and-Grant-Programs
Maine	Portland	Rapid Response Microloan Program (RRMP)	City of Portland	Closes June 4			10,000	1,000,000	8					Up to $5,000 forgiven if half of employees are rehired within 9 months.	https://www.portlandmaine.gov/2627/COVID19-Loan-and-Grant-Programs
Maine	Rockland	Downtown Business Loan Program	City of Rockland	Open	100,000		5,000		10		0			Must have lost at least 50% in revenue compared to same period last year.	https://knox.villagesoup.com/p/rockland-to-offer-loans-to-downtown-businesses/1859741
Maine	Westbrook	Small Business Emergency Commercial Rental Assistance Program	City of Westbrook	Closes August 31	100,500		1,500		50		N/A	N/A	N/A		https://docs.google.com/forms/d/e/1FAIpQLSc3Nxqc0Rq2-BY9WnSpsMqd28QIzCDiEuHz0a82VxeSP9ZSHA/viewform
Maryland		Maryland Small Business COVID-19 Emergency Relief Loan Fund	Department of Commerce	Closed	75,000,000		50,000		50	Before March 9, 2020	0% for first 12 months, then 2% for 36 months	Payments deferred for the first 12 months	3 years		https://commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-loan-fund
Maryland		Maryland Small Business COVID-19 Emergency Relief Grant Fund	Department of Commerce	Closed	50,000,000		10,000	5,000,000	50	Before March 9, 2020	N/A	N/A	N/A	Grant not to exceed 3 months of operating expenses (up to $10,000)	https://commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-grant-fund
Maryland	Allegany County	COVID-19 Small Business Assistance Fund	Allegany County	Open	109,000				15		N/A	N/A	N/A		https://www.alleganygov.org/FormCenter/Business-Resiliancy-13/Small-Business-Resiliency-MicroGrant-App-83
Maryland	Baltimore	Small Business Assistance Fund	Baltimore Development Corporation	Closed	3,500,000		15,000				N/A	N/A	N/A	Must be used for expenses, i.e. rent, payroll, PPE.	https://www.baltimoretogether.com/
Maryland	Baltimore County	COVID-19 Small Business Emergency Relief Grants Program	Department of Economic and Workforce Development (DEWD)	Open	10,000,000		15,000		25	1 year	N/A	N/A	N/A	Must be able to demonstrate a loss of revenue of least 40%. If a business fails, the business owner must return the grant within 14 days.	https://www.baltimorecountymd.gov/Agencies/economicdev/about-us/smallbusinessgrants.html
Maryland	Carroll County	Small Business Emergency Relief Fund	Carroll County	Closed	843,000		1,250		24		N/A	N/A	N/A		https://carrollbiz.org/smallbusinessrelieffund-3/
Maryland	Cecil County	COVID-19 Loans	Cecil County Economic Development	Closed		5,000	75,000				0.03	Interest-only payments during year one		Loans of $5,000 to $15,000 encouraged.	https://www.ccgov.org/home/showdocument?id=37856
Maryland	Brunswick	Small Business Sustainability Micro-Grant Program	City of Brunswick	Open	30,000		1,000		15					Must be able to demonstrate a revenue loss of 50% or more.	https://brunswickmd.gov/index.asp?SEC=1E8D2CA7-12FA-481D-BCDD-AD5BCEC74C0D&Type=B_BASIC
Maryland	Charles County	COVID-19 Business Relief Fund	Charles County Government	Open			5,000			2 years	0.0325	No principal or interest payments for first 12 months	5 years		https://www.meetcharlescounty.com/charles-county-covid-19-business-loans/
Maryland	Charles County	Business Development Loan Fund	Charles County Government	Open			10,000			2 years	0.0325	Interest-only payments for first 8 months	2 years	Must be a minority-, woman-, or veteran-owned business.	https://www.meetcharlescounty.com/charles-county-covid-19-business-loans/
Maryland	Charles County	Target Industry Incentive Loan Fund	Charles County Government	Open			10,000			2 years	0.0325	Interest-only payments for first 8 months	2 years	Must be in one of the following industries: federal contracting, health services, technology, innovative entrepreneurial activity, professional business services, retail development, R&D and engineering, or value-added agriculture.	https://www.meetcharlescounty.com/charles-county-covid-19-business-loans/
Maryland	Montgomery County	Montgomery County Public Health Emergency Grant (PHEG) Program	Montgomery County Government	Closed	20,000,000		75,000		100			Microgrants of $2,500 also available			https://www.montgomerycountymd.gov/Biz-Resources/pheg/?mc_cid=0589777520&mc_eid=dd1c77971a
Maryland	Prince George's County	COVID-19 Business Relief Fund - Loan	Prince George's County Economic Development Corporation	Closed	15,000,000		100,000				0.0375	No principal or interest payments for 12 months	3 years	Up to 6 months of verified payroll & operating expenses; not to exceed $100,000.	https://www.pgcedc.com/covid-business-fund-2020
Maryland	Prince George's County	COVID-19 Business Relief Fund - Grant	Prince George's County Economic Development Corporation	Closed	2,500,000		10,000				N/A	N/A	N/A	Grants of up to $10,000 for businesses with more than 10 employees and up to $5,000 for businesses with less than 10 employees.	https://www.pgcedc.com/covid-business-fund-2020
Maryland	Queen Anne's County	Queen Anne’s County Small Business Assistance and Recovery Fund	Queen Anne's County	Open										Designed to offer assistance to businesses as they reopen, i.e. for PPE.	https://www.qac.org/CivicAlerts.aspx?AID=1651
Massachusetts	Boston	Small Business Relief Fund	City of Boston	Closed	2,000,000	2,500	10,000	1,500,000	35		N/A	N/A	N/A	$2,500 grant for companies with 0 to 5 employees, $5,000 to those with 5 to 15, and $10,000 for those with 15 to 35.	https://www.boston.gov/departments/economic-development/small-business-relief-fund
Massachusetts	Boston	Reopen Boston Fund	City of Boston	Open	6,000,000				14		N/A	N/A	N/A		https://www.boston.gov/departments/small-business-development/reopen-boston-fund
Massachusetts	Boston Main Streets	COVID-19 Emergency Response Fund	Boston Main Streets Foundation	Closed	100,000		1,000				N/A	N/A	N/A	Hope to raise more capital to re-open funding.	https://bostonmainstreets.org/covid/
Massachusetts	Cambridge	Small Business COVID-19 Relief Grant	City of Cambridge	Closed			6,000				N/A	N/A	N/A	Priority given to minority- and women-owned businesses.	https://www.cambridgema.gov/CDD/News/2020/3/smallbusinesscovid19reliefgrant
Massachusetts	Chicopee	Emergency Business Assistance Fund	City of Chicopee	Open	150,000		10,000			2 years	N/A	N/A	N/A		https://www.chicopeema.gov/CivicAlerts.aspx?AID=469
Massachusetts	Clinton	Small Business Resiliency Program	Town of Clinton	Open	150,000		5,000				0.03	Payments deferred for 12 months after the State of Emergency is lifted	1 to 4 years	Requests for larger amounts will be considered on a case-by-case basis.	http://clintonma.gov/335/COVID19LOAN
Massachusetts	Fitchburg	Small Business Grant Program	City of Fitchburg	Closed	100,000		2,500		5		N/A	N/A	N/A	Must be a restaurant, bar, retail, or entertainment business.	http://www.ci.fitchburg.ma.us/CivicAlerts.aspx?AID=384
Massachusetts	Holyoke	Business Emergency Operation Grant Program	Greater Holyoke Chamber of Commerce, City of Holyoke Community Development Office	Open	90,000	1,000			500	Before January 20, 2020	N/A	N/A	N/A	Must document benefit to low- and moderate-income employees by retaining jobs, or provide a service like a retail or grocery store in a low- and moderate-income primarily residential neighborhood, or be a microenterprise owned by a low- or moderate-income owner.	https://covid19ghcc.wixsite.com/businessresources
Massachusetts	Montague	Forgivable Loans	Town of Montague	Open	58,000		5,000		5	6 months				Businesses owner's household income must be less than 80% HUD median income. Forgivable loan if after 120 days the borrower can prove the funds have gone toward re-opening or continued operation for affected business.	https://www.montague-ma.gov/n/125/ANNOUNCEMENT-Montague-Micro-enterprise-Assistance-Program
Massachusetts	North Andover	NA COVID-19 Small Business Relief Grant	City of North Andover	Closed	222,529		3,000			6 months (before March 1, 2020)	N/A	N/A	N/A	Must have a bricks-and-mortar store, studio, or office and be in an industry most impacted by the pandemic, i.e. retail or restaurants.	https://www.northandoverma.gov/community-economic-development/pages/na-covid-19-small-business-relief-grant
Massachusetts	North Central Massachusetts	Emergency Micro-loan Program	North Central Massachusetts Development Corporation	Open			20,000	2,000,000 (net profit)			Flexible			Every financed business must create at least one new job.	https://www.choosenorthcentral.com/lending/
Massachusetts	Westfield	Emergency Business Assistance Program	City of Westfield	Open	216,737	2,500	10,000				N/A	N/A	N/A		https://www.cityofwestfield.org/701/Community-Development-Block-Grant-CDBG
Massachusetts	Worcester	Small Business Resiliency Program	City of Worcester	Closed	500,000		5,000	2,000,000			N/A	N/A	N/A	Business owners must have a low- or moderate-income status and be able to demonstrate at least a 50% loss due to the pandemic.	http://www.worcesterma.gov/coronavirus/business
Massachusetts		Small Business Recovery Loan	Massachusetts Growth Capital Corporation	Closed	10,000,000		75,000		50			No payments for the first 6 months	36 months		https://www.empoweringsmallbusiness.org/
Massachusetts		LISC Small Business Recovery Grant Program	Local Initiatives Support Corporation (LISC) and Citizens Bank	Closed			10,000			2 years	N/A	N/A	N/A	Priority given to minority- and women-owned businesses.	https://www.lisc.org/boston/covid-19/small-business-recovery-grant-program/
Massachusetts		Business Equity COVID-19 Emergency Fund	Foundation for Business Equity (Nonprofits)	Closed			100,000							For Black and Latinx businesses with revenues of at least $250,000	https://fbequity.org/business-equity-covid-19-emergency-fund/?fbclid=IwAR3MYyFL2XWRACxxdGSDs51cbyFY6a6JjtGmzzk3kdtcolZMCqli4ctxbXo
Massachusetts		Empowerment Grant for Small Businesses	State Treasurer’s Office of Economic Empowerment (OEE)	Closed			2,500	5,000,000 (annual sales)		1 year	N/A	N/A	N/A
Michigan		Michigan Small Business Relief Program - Loans	Michigan Economic Development Corporation	Closed	10,000,000	50,000	200,000		100		0.0025	Interest-only payments for the first 60 months			https://www.michiganbusiness.org/496012/contentassets/12a42c4de57a4340b45906c94bd96adc/mi-small-business-relief-200326c.pdf
Michigan		Michigan Small Business Relief Program - Grants	Michigan Economic Development Corporation	Closed	10,000,000		10,000		50		N/A	N/A	N/A		https://www.michiganbusiness.org/496012/contentassets/12a42c4de57a4340b45906c94bd96adc/mi-small-business-relief-200326c.pdf
Michigan		Tech Startup Stabilization Fund	Michigan Economic Development Corporation	Closed	3,000,000	20,000	200,000		49					For early-stage tech startups who have been impacted by the pandemic.	https://www.tssfund.com/
Michigan		COVID-19 Mobility Solutions Grant	Michigan Economic Development Corporation, PlanetM	Closed										Grants for businesses who are able to provide mobility solutions that overcome the challenges presented by the virus. Up to 75% of the project is covered.	https://www.planetm.com/test-and-pilot/
Michigan		Northern Initiatives Program	Michigan Economic Development Corporation	Closed	2,000,000	5,000	250,000							Emphasis on women- and minority-owned businesses and those heavily impacted by the virus.	https://www.michiganbusiness.org/services/access-capital/northern-initiatives-program/
Michigan		Entrepreneur Resilience Fund - Grants	Michigan Women Forward		1,500,000	1,000	5,000	500,000	49		N/A	N/A	N/A		http://miwf.org/mwf-entrepreneur-resilience-fund/
Michigan		Entrepreneur Resilience Fund - Microloans	Michigan Women Forward		Inc. in above	5,000	10,000	500,000	49		0.08		1 to 3 years		http://miwf.org/mwf-entrepreneur-resilience-fund/
Michigan	Dearborn	Dearborn Small Business Relief Grant	City of Dearborn	Closed			5,000		17		N/A	N/A	N/A	Priority given to minority- or women-owned businesses and vulnerable industries, i.e. services, restaurants, and retail.	https://www.accesscommunity.org/employment-services/entrepreneur-resources/dearborn-small-business-relief-grant
Michigan	Detroit	Detroit Small Business Stabilization Fund	TechTown Detroit	Closed			5,000		10		N/A	N/A	N/A	Business owner must have a low to moderate income and have a physical establishment.	https://techtowndetroit.org/detroit-small-business-stabilization-fund/
Michigan	Durand	Economic Relief for Small Businesses	City of Durand	Closed			1,000		15		N/A	N/A	N/A	Priority given to businesses that are still open or were forced to close.	http://www.durandmi.com/quick_links/durand_cares_grant/index.php
Michigan	Genesee	Restart Flint & Genesee Grant Program	Genesee Chamber Foundation	Closes June 7	462,500		5,000		50		N/A	N/A	N/A	Hair styling, tattoo shops, bars/restaurants, retail, construction/landscaping, daycare, senior living, non-critical manufacturing businesses are eligible.	https://www.flintandgenesee.org/coronavirus-resources-for-employers-and-businesses/restart-flint-genesee/
Michigan	Jackson County	Dream Maker Small Business Emergency Relief Fund	Dream Maker Fund (private fundraising)	Closed	1,000,000		5,000		50		N/A	N/A	N/A		https://www.dreammakerfund.org/
Michigan	Kalamazoo	Micro-enterprise Grant Program	City of Kalamazoo, United Way of Battle Creek	Closed	500,000		5,000	1,000,000	10	1 year	N/A	N/A	N/A	Priority on women, people of color, and indigenous people.	https://changethestory.org/micro-enterprise-grants/
Michigan	Kent County	Rapid Response Economic Relief Fund	Greater Grand Rapids Chamber Foundation			5,000	10,000		25 (min of 5)		N/A	N/A	N/A		https://www.grchamberfoundation.org/rapid-response-fund.html
Michigan	Lansing	Small Business Recovery Program	City of Lansing	Closed	400,000		10,000	1,500,000	25		N/A	N/A	N/A	$5,000 awards may also be offered.	https://www.lansingmi.gov/1980/Rescue-Fund---COVID-19-Small-Businesses
Michigan	St. Clair County	COVID-19 Relief Small Business Grants	Community Foundation of St. Clair County	Closed	25,000		1,000				N/A	N/A	N/A	For minority- or women-owned businesses.	https://edascc.com/covid19/funding-financial-relief-resources/
Michigan	Washtenaw County	COVID-19 Community Relief Fund	United Way (nonprofit)	Closed	1,000,000						N/A	N/A	N/A	Grants intended to cover costs for a period of up to 6 months.	https://www.uwwashtenaw.org/covid19apply
Michigan	Washtenaw County	Washtenaw Small Business Emergency Relief Fund	The Song Foundation, Washtenaw County	Closed			5,000		50		N/A	N/A	N/A	Home-based businesses with less than $81,000 in household income can qualify for grants of up to $1,000, businesses with up to 10 employees up to $2,500, and businesses with up to 50 employees up to $5,000.	https://www.washtenawsbf.com/
Michigan	Wayne County	Small Business Relief Loan Fund	TCF Bank, Wayne County	Open	5,000	50,000		1,000,000	99	1 year	Less than 2%	Interest-only payments for the first 6 months	12 months	Must be able to demonstrate a 25% loss of revenue.	https://www.tcfbank.com/waynecounty
Minnesota		Small Business Emergency Loan Program	Minnesota Employment and Economic Development	Limited Availability	30,000,000	2,500	35,000					Prepayment deferred for 6 months	5 years		https://mn.gov/deed/business/financing-business/deed-programs/peacetime/#2
Minnesota		Small Business Loan Guarantee Program	Minnesota Employment and Economic Development	Open	10,000,000		200,000		250					80% guarantee to a maximum of $200,000. Fee of 0.25%.	https://mn.gov/deed/business/financing-business/deed-programs/loan-guarantee/
Minnesota	Bemidji	Hometown Business Relief Fund	Greater Bemidji	Closed	500,000		20,000				0	Payments deferred for first 5 years		Fully forgivable if still in business after 5 years.	https://www.greaterbemidji.com/business-relief-fund/
Minnesota	Brooklyn Park	Emergency Deferred Small Business Loan	City of Brooklyn Park	Closed		2,500	7,500	2,000,000	20		0	Payments deferred for 12 months	Up to 5 years (if business doesn't apply for forgiveness)		https://www.brooklynpark.org/covid19-5/#brooklyn-park-emergency-deferred-small-business-loan
Minnesota	Duluth	2020 Fast Grants	Duluth 1200 Fund	Closed			10,000	5,000,000	50	Prior to January 1, 2020	N/A	N/A	N/A	Current 1200 Fund borrowers are eligible for up to $20,000	https://1200fund.com/
Minnesota	Edina	Small Business Emergency Assistance Program	City of Edina	Closed			10,000	1,000,000	25 (min. of 2)	Prior to July 31, 2019				Fully forgivable if still in operation 2 years from the loan date, retaining at least 75% of employees.	https://www.edinamn.gov/1688/Small-Business-Emergency-Assistance-Prog
Minnesota	Hastings	Hastings Economic Assistance for Recovery Together (HEART) Grant Program	Hastings Economic Development and Redevelopment Authority	Closed	200,000		4,000				N/A	N/A	N/A		https://www.hastingsmn.gov/home/showdocument?id=8716
Minnesota	Hennepin County	Small Business Relief Program	Hennepin County Economic Development	Closed			7,500	1,000,000	20		0	Payments deferred for 12 months	Up to 3 years (if business doesn't apply for forgiveness)		https://www.hennepin.us/economic-development/programs/Emergency-relief
Minnesota	Little Falls	COVID-19 Business Assistance Loan	City of Little Falls	Closed			5,000					Payments deferred for 6 months and 0% interest for final 18 months	24 months		https://www.cityoflittlefalls.com/media/userfiles/subsite_69/files/City%20of%20Little%20Falls%20COVID-19%20Business%20Ap_.pdf
Minnesota	Minneapolis	Forgivable No-Interest Loans for Small Business	City of Minneapolis	Closed	2,200,000	5,000	10,000	1,000,000	20		0				http://www.minneapolismn.gov/coronavirus/gap-funding#business
Minnesota	Minneapolis	Revamped 2% Loan Program to 0%	City of Minneapolis	Open		50,000	75,000	1,000,000	20		0% (on the city's portion)	Payments may be deferred for up to 6 months	Up to 10 years		http://www.minneapolismn.gov/coronavirus/gap-funding#business
Minnesota	Pierz	COVID-19 Business Assistance Program	City of Pierz	Closed			5,000				0	Repayments begin in March 2021	10 months	Half of the loan is a grant.	https://www.hometownsource.com/morrison_county_record/community/pierz/pierz-city-council-approves-5-000-loan-program-for-businesses-effected-by-covid-19/article_c0b7d4ee-947a-11ea-9540-d770ed040360.html
Minnesota	Richfield	Small Business Assistance Forgivable Loan Program	Richfield Economic Development Authority	Open			7,500							$2,500 for business's first employee, followed by $500 for every additional one up to $7,500. Up to 50% of the loan is forgivable if the business is able to re-establish itself.	https://www.pierzmn.org/index.asp?SEC={405401A9-0D2D-4793-BC13-0B9450911F45}
Minnesota	Saint Paul	Saint Paul Bridge Fund	City of Saint Paul	Closed			7,500	2,000,000		At least 3 months	N/A	N/A	N/A		https://www.stpaul.gov/departments/planning-economic-development/saint-paul-bridge-fund
Mississippi		Small Business Relief Funds - Immediate Grants	Government of Mississippi	Coming Soon	60,000,000		2,000				N/A	N/A	N/A	For businesses forced to shut due to pandemic, i.e. barbershops, salons, gyms.	https://www.clarionledger.com/story/news/2020/05/21/gov-tate-reeves-approve-ms-coronavirus-relief-grant-program/5236005002/
Mississippi		Small Business Relief Funds - Grants	Government of Mississippi	Coming Soon	240,000,000	1,500	25,000				N/A	N/A	N/A	To cover expenses for the virus response. $40 million will be reserved in the first 60 days for minority-owned businesses.	https://www.clarionledger.com/story/news/2020/05/21/gov-tate-reeves-approve-ms-coronavirus-relief-grant-program/5236005002/
Missouri	Kansas	KC COVID-19 Small Business Relief Loan Fund	AltCap	Closed	5,000,000		100,000	2,500,000	20		2% during second year, 4.5% during third year	No interest and deferred payments for the first 6 to 12 months	Up to 3 years	Priority given to arts, fitness, food, hospitality, retail, personal service, healthcare, and transportation. And to loans of $50,000 and under.	https://www.alt-cap.org/covid-relief-fund
Missouri	Kansas	Kansas City Missouri Small Business Relief Loan Fund	Kansas City, Economic Development Corporation	Open	500,000		25,000	750,000	20		Up to 4.5%	No interest and deferred payments for the first 6 to 12 months	Up to 5 years	Must be a "non-essential" business and/or be disproportionately impacted by public health restrictions. I.e., retail, food service, entertainment industries.	https://edckc.com/small-business-loan-fund/
Missouri	Kansas	Rocket Relief Fund	Charlotte Street Foundation, Spencer Museum of Art, ArtsKC – Regional Arts Council, Andy Warhol Foundation for Visual Arts, Theater League Kansas City	Open	120,000		1,000				N/A	N/A	N/A	Must be located within an 80-mile radius of Kansas City.	https://artist.callforentry.org/festivals_unique_info.php?ID=7756
Missouri		Black & Veatch COVID-19 Response Accelerator	Black & Veatch	Open	250,000									Provides tech startups who may have solutions for the community to save lives, help people cope, or protect the economy with a platform to launch their business from.	https://www.bvignite.com/
Missouri	Excelsior Springs	OneTownOneTeam Grant	Excelsior Springs Area Chamber of Commerce	Open		100	200				N/A	N/A	N/A		https://exspgschamber.com/index.php/business-grant/
Missouri	St. Louis	The Gateway Resilience Fund	St. Louis Community Foundation	Closed	1,300,000		1,000							For owners and employees of independent shops, restaurants, and bars.	https://stlgives.org/covid19/gateway-resilience-fund/
Missouri	St. Louis	Small Business Resource Fund	St. Louis Economic Development Partnership, the St. Louis Development Corporation, The St. Louis County Port Authority, U.S. Bank’s Market Impact Grant, and a coalition of 10 St. Louis banks	Open			5,000			1 year	0				https://stlpartnership.com/small-business-resource-fund-for-companies-that-sustained-economic-damage-due-to-the-covid-19/
Missouri	St. Louis	Regional Arts Commission of St. Louis Artist Relief Fund	St. Louis Community Foundation	Closed		500	1,000				N/A	N/A	N/A		https://stlgives.org/covid19/rac-artist-relief-fund/
Montana		Montana Business Stabilization Program	Montana Department of Commerce	Open	50,000,000		10,000		50		N/A	N/A	N/A		https://commerce.mt.gov/Coronavirus-Relief
Montana		Montana Innovation Grant Program	Montana Department of Commerce	Open	5,000,000		25,000		150		N/A	N/A	N/A	For businesses who can innovate a product/service to directly help with the pandemic.	https://commerce.mt.gov/Coronavirus-Relief
Montana	Big Sky	Big Sky Save Small Business Relief Fund	Big Sky Chamber of Commerce	Closed	210,000		5,000				N/A	N/A	N/A	$2,500 for businesses with 1 to 5 employees, $5,000 for those with 6 to 20.	https://bigskychamber.com/savesmallbusinessfund-2/
Nebraska		Community Development Block Grant (CDBG)	Department of Economic Development	Open										Must create or retain jobs for low- and moderate-income workers or benefit communities where over 51% of the population is from a low- to moderate-income.	https://opportunity.nebraska.gov/nded-covid19/#CDBG
Nevada	No known programs at present.
New Hampshire		Main Street Relief Fund	State of New Hampshire	Closed	400,000,000			20,000,000			N/A	N/A	N/A		https://www.goferr.nh.gov/covid-expenditures/main-street-relief-fund
New Hampshire	Manchester	Small Business Recovery Loan Fund	Manchester Development Corporation, City of Manchester	Open	1,000,000		25,000				0.02	No interest or payments for the first 3 months	Up to 60 months	60 months for loans from $15,000-$25,000, 36 months for loans under $15,000	http://www.manchester-chamber.org/manchester-board-of-mayor-and-aldermen-approve-small-business-recovery-loan-fund/
New Jersey		NJEDA Small Business Emergency Assistance Loan	Economic Development Authority	Closed	10,000,000		100,000	5,000,000		1 year	0.03	0% interest and no fees for first 5 years with deferred payments for first 12 months	10 years		https://faq.business.nj.gov/en/articles/3835238-how-do-i-apply-to-the-njeda-small-business-emergency-assistance-loan-application-opens-april-13-2020-at-9-00-a-m
New Jersey		NJEDA Small Business Emergency Assistance Grant	Economic Development Authority	Closed	5,000,000	1,000	5,000		10		N/A	N/A	N/A		https://faq.business.nj.gov/en/articles/3835237-what-grants-are-available-for-small-and-medium-sized-businesses-via-the-njeda-small-business-emergency-assistance-grant
New Jersey		NJEDA Entrepreneur Guarantee Program	Economic Development Authority	Open	5,000,000		200,000	5,000,000	24					NJEDA will guarantee up to 80% of the total investment amount, not to exceed $200,000	https://faq.business.nj.gov/en/articles/3835239-what-assistance-is-available-for-startup-investors-or-entrepreneurs-via-the-njeda-entrepreneur-guarantee-program
New Jersey		Garden State Relief Fund	New Jersey Community Capital	Open		10,000	75,000		50		0.03		Up to 36 months	Must have a minimum of 3 employees.	https://www.newjerseycommunitycapital.org/initiatives/garden-state-relief-fund
New Jersey	Hoboken	Hoboken Relief Fund	Local Fundraising	Closes June 5	2,000,000 (target)			2,500,000	19		N/A	N/A	N/A		https://hobokenrelieffund.com/small-business-application/
New Jersey	Newark	Creative Catalyst Fund	City of Newark, Division of Arts and Cultural Affairs	Closed	750,000	1,000	50,000	2,000,000			N/A	N/A	N/A	$1,000 to $10,000 for individual artists or unincorporated artist collectives, $2,500 to $50,000 for nonprofit arts and cultural organizations.	https://cityofnewark-arts.submittable.com/submit
New Jersey	Summit	Sustain Summit Fund	City of Summit, Summit Downtown Inc., The Summit Foundation	Closed	340,000	2,000	5,500				N/A	N/A	N/A		https://charity.gofundme.com/o/en/campaign/sustain-summit-fund
New Jersey	Summit	Jumpstart Summit	Anonymous Donor	Closed	350,000		15,000		49		N/A	N/A	N/A		https://drive.google.com/file/d/1c5ALtv-Gdl6vV6aA6qYSoWupXWRfQ541/view
New Jersey	Westfield	We Love Local	Westfield United Fund, Town of Westfield	Closed											https://www.westfieldunitedfund.org/
New Mexico		New Mexico Recovery Fund	Sun Mountain Capital	Open				10,000,000			3% to 10%		2 to 4 years	40+ employees	https://sunmountaincapital.com/new-mexico-recovery-fund/
New Mexico		COVID-19 Business Loan Guarantee Program	Economic Development Department, Sun Mountain Capital	Open			50,000						Up to 2 years	NMEDD can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000.	https://gonm.biz/about-us/covid-19-response/business-loan-guarantee-program-lenders-apply
New Mexico		LEDA 0% Interest Loans	Economic Development Department, Sun Mountain Capital	Open							0			Company must be a manufacturer or a non-retail service that has over 50% of its revenue generated outside of the state). Limited to expenditure for infrastructure, building, and land, or can be used for mortgage assistance or lease abatement.	https://gonm.biz/about-us/covid-19-response
New Mexico		Disaster Relief Loan Program	NMSBIC, Economic Development Department, LiftFund	Open			25,000	2,000,000			0.0375		24 months		https://www.liftfund.com/new-mexico-disaster-relief-loan-program/
New Mexico	Albuquerque	Emergency Action Fund	Albuquerque Community Foundation and United Way of Central New Mexico	Closed		500	5,000	500,000			N/A	N/A	N/A		https://albuquerquefoundation.org/emergency-action-fund-grant-application.aspx
New York		New York Forward Loan Program	State of New York	Open	65,000,000		100,000	3,000,000	20	1 year	0.03	Interest-only payments for first 12 months	5 years	65% of a $100 million budget available to small businesses. Businesses must not have received an SBA loan.	https://www.connect2capital.com/partners/new-york-forward-loan-fund/faqs/
New York	Binghamton	COVID-19 Emergency Small Business Loan	Binghamton Local Development Corporation	Open			15,000		50		WSJ Prime rate	No payments or interest for up to first 12 months			http://www.binghamton-ny.gov/binghamton-local-development-corporation-bldc
New York	Brooklyn	Bring Back Brooklyn Fund	Brooklyn Chamber of Commerce	Open	187,000 raised (goal of 500,000)	500	30,000				0			65% of loans are to go toward women- and minority-owned businesses.	https://fundrazr.com/BCC-BringBrooklynBack?ref=ab_48xd2f_ab_9X3gZygpYAo9X3gZygpYAo
New York	Broome County	COVID-19 Emergency Loan Fund	Broome County “The Agency”	Open	1,000,000						75% of the Prime rate	Principal and interest payments deferred for first 12 months			https://theagency-ny.com/covid-19
New York	Hornell	Small Business Assistance Program	City of Hornell Industrial Development Agency	Closed	250,000	1,000	20,000				0.01	No principal or interest payments for 90 days	33 months		http://hornellny.com/sites/default/files/public_documents/haidc_small_business_emergency_loan_program_with_forms_.pdf
New York	Jefferson, Lewis, St. Lawrence, Clinton, Essex, Franklin and Hamilton Counties	COVID-19 Emergency Business Relief Program	North Country Alliance	Open		10,000	25,000		99	2 years	0.05	Principal and interest payments deferred for first 3 months, then interest only for 6 months	Up to 60 months	Under 20 FTE employees, up to $10,000, over 20 FTE employees, up to $25,000	http://www.northcountryalliance.org/NCA%20COVID-19%20Emergency%20Business%20Program.pdf
New York	Manhattan, Queens, and Brooklyn	Emergency Small Business Relief Loan Fund	Renaissance Economic Development Corporation	Open			50,000		50		0.03	Payments deferred for up to 6 months	Up to 48 months		https://renaissance-ny.org/emergency-small-business-relief-loan-fund/
New York	Monroe County	Emergency Small Business Support Program	Monroe County Industrial Development Corporation (MCIDC)	Open	500,000		10,000		50		0				https://www2.monroecounty.gov/files/planning/Econ%20Dev/COVID19Application.pdf
New York	New York City	NYC Business Continuity Loan Fund	City of New York	Closed	20,000,000		75,000		99		0			Must be able to demonstrate a decrease in sales of 25%.	https://www1.nyc.gov/nycbusiness/article/nyc-small-business-continuity-loan-program
New York	New York City	NYC Employee Retention Grant Program	City of New York	Closed	10,000,000		27,000		5	6 months	N/A	N/A	N/A	To cover 40% of payroll costs for 2 months up to $27,000.	https://www1.nyc.gov/nycbusiness/article/nyc-employee-retention-grant-program
New York	New York City	Small Business Rental Assistance Grant	Downtown Alliance	Closed	800,000		10,000	1,500,000	19		N/A	N/A	N/A	To be used for the rent of a storefront business in the Lower Manhattan Business Improvement District.	https://downtownny.com/RentAssistGrant
New York	Syracuse	COVID-19 Emergency Relief Program for Small Businesses	Syracuse Economic Development Corporation (SEDCO)	Closed	500,000		25,000				0		180 days		http://www.syrgov.net/SEDCO_Home.aspx
North Carolina		NC Rapid Recovery Lending Program	NC Rural Center	Open	15,000,000		50,000				0.055	No payments or interest for up to first 6 months	48 months	Loans capped at two months of revenue (up to $50,000)	https://ncrapidrecovery.org/
North Carolina	Buncombe	One Buncombe	Buncombe County Service Foundation	Closed	1,300,000		10,000							Low-interest bridge loans.	https://onebuncombe.org/
North Carolina	Charlotte	RISEwithco	withco	Closed		2,000	20,000				0	Payments may be deferred for first 6 months	2 years		https://with.co/rise#gs.46f2kb
North Carolina	Fayetteville	COVID-19 Capitol Loan Program	City of Fayetteville	Open	260,000		5,000				Prime + 1%	Interest-only payment of approx. $17.71 required in first 6 months	3 years		https://www.ncceed.org/covid19-capitol-loan-program/
North Carolina	Jackson	All in Jackson County Fund	Jackson County Board of Commissioners		324,000	2,500	10,000		49	1 year	1 to 6 months at 4%, 7 to 42 months at 5.5%	Payments deferred for first 6 months	7 to 42 months		https://www.mountainbizworks.org/coronavirus/covid-19-loans/all-in-jackson/
North Carolina	Mecklenburg County	COVID-19 Small Business Emergency Stabilization Loan Fund	Mecklenburg County, Carolina Small Business Development Fund (CSBDF)	Closed		5,000	35,000		50	2 years	0.03	Interest-only payments during the first year	10 years		https://carolinasmallbusiness.org/initiatives/covid-19-small-business-emergency-stabilization-loan-fund/
North Carolina	Morehead	Emergency Small Business Loan Program	Morehead City	Closed	300,000		5,000		25			No payments for first 12 months	Up to 3 years	Loan will help pay up to 2 months rent or mortgage/interest payments.	https://www.moreheadcitync.org/388/Morehead-City-Covid19-Small-Business-Loa
North Carolina	Piedmont Triad	Small Business Continuity Fund	Piedmont Business Capital	Closed	460,000		10,000				0	Payments deferred for 90 days	48 months		https://www.piedmontbusinesscapital.org/0-interest-loan
North Carolina	Raleigh	Raleigh Small Business COVID-19 Relief Funds	City of Raleigh, Carolina Small Business Development Fund (CSBDF)	Closed			10,000	2,500,000	49		N/A	N/A	N/A	Business must have a storefront and have experienced at least a 25% decline in revenues.	https://carolinasmallbusiness.org/initiatives/raleighcovid19/
North Carolina	Wilkes	Small Business Recovery Program	Wilkes Economic Development Corporation	Open			2,000		15 (min. of 2)		N/A	N/A	N/A	Monthly payments of $500 to help cover rent, mortgage, and utility payments.	http://wilkesedc-6093232.hs-sites.com/smallbusinessrecovery
North Carolina	Wilkes	Business Marketing Program	Wilkes Economic Development Corporation	Open			500		15		N/A	N/A	N/A	To help build a website.	http://wilkesedc-6093232.hs-sites.com/marketingassistanceprogram
North Carolina	Winston-Salem	COVID-19 Grants	Greater Winston-Salem Inc., Downtown Winston-Salem Partnership	Closed			5,000		4+		N/A	N/A	N/A	Grants of up to $2,500 for businesses with 1 to 3 employees or up to $5,000 for those with 4+.	https://www.winstonsalem.com/grants/
North Dakota		NDOF Disaster Loan Program	North Dakota Opportunity Fund (NDOF) Steering Committee	Open			50,000				0.04	Payments and interest deferred for 6 months	Up to 5 years		https://lcdgroup.org/north-dakota-opportunity-fund-announces-disaster-assistance-loans-for-small-businesses-impacted-by-coronavirus-pandemic/
North Dakota		Small Employer Loan Fund (SELF)	Bank of North Dakota	Closes November 30	50,000,000		50,000		10		0.01	Principal and interest payments are deferred for the first six months.	120 months	6 months of operating expenses up to $50,000	https://bnd.nd.gov/business/small-employer-loan-fund/#1588352214370-d1f73b2e-8fea
Ohio	Cincinnati	Minority Business Emergency Assistance Fund	Greater Cincinnati, Northern Kentucky African American Chamber of Commerce, Mortar	Closed	47,000 (aim to raise 100,000)		5,000	500,000	10	6 months	N/A	N/A	N/A		https://www.mightycause.com/organization/Saveourbusinesses
Ohio	Cuyahoga County	Small Business Stabilization Fund - Grants	Cuyahoga County	Closed	500,000	2,500	5,000	1,000,000	20	1 year	N/A	N/A	N/A	Businesses must have experienced over 50% of revenue disruption.	https://cuyahogacounty.us/development/businesses/small-business-stabilization-fund
Ohio	Cuyahoga County	Small Business Stabilization Fund - Loans	Cuyahoga County	Closed		5,000	10,000		500	1 year				For businesses with up to 100 employees, loans start at $5,000. For those with 101 to 500 employees, loans start at $10,000.	https://cuyahogacounty.us/development/businesses/small-business-stabilization-fund
Ohio	Kettering	Business Assistance Program (COVID-19 Emergency Loan Program)	City of Kettering	Open			5,000		25		0	Payments deferred for the first 12 months	3 year	Eligible businesses are retail, wholesale, service, entertainment, and restaurant/bar. If businesses can retain at least one low- or moderate-income employee for the first 3 months after receiving funds, the loan will be completely forgiven.	https://storage.googleapis.com/proudcity/ketteringoh/uploads/2020/04/COVID-19-business-assistance-Finalv3.pdf
Ohio	Lake County	Microenterprise Emergency Relief Grant Program	Lake County	Open	700,000		5,000		5		N/A	N/A	N/A	Low-to-moderate income (LMI) ownership, or 51% of employees from LMI	https://lakecounty-erlf.webflow.io/
Ohio	Lake County	Emergency Working Capital Loan Program	Lake County	Open	Inc. above		20,000		25		0		5 years	Principal reductions of 20%, 15%, 10%, or 5% if paid off during year 1, 2, 3, or 4, respectively.	https://lakecounty-erlf.webflow.io/
Ohio	Lakewood	Small Business Rent Relief Fund	City of Lakewood Economic Development Fund	Closed			3,000		50		N/A	N/A	N/A	Must have a commercial or retail storefront.	http://www.onelakewood.com/wp-content/uploads/2020/03/RentReliefGrantv2.pdf
Ohio	Middletown	Coronavirus Emergency Fund	Middletown Community Foundation	Closed	50,000						N/A	N/A	N/A		http://www.mcfoundation.org/
Ohio	Northeast Ohio	COVID-19 Emergency Loan	HFLA of Northeast Ohio	Open			1,500				0				https://interestfree.org/#
Ohio	Norwalk	Small Business Stabilization Grants	Norwalk Economic Development Corporation	Closed			2,000		15	6 months	N/A	N/A	N/A		http://www.norwalknedc.com/employer-resources-covid-19/
Ohio	Seneca County	Community Grant for Marketing	Ogden Newspapers	Closed	1,000,000	200	15,000				N/A	N/A	N/A	To be used for paid advertising.	https://www.ogdennews.com/community-grant
Ohio	South Euclid	South Euclid COVID-19 Emergency Business Relief Fund	City of South Euclid and One South Euclid Community Development Corporation Launch	Closed	120,000		5,000				N/A	N/A	N/A		https://www.onesoutheuclid.org/wp-content/uploads/2020/04/Media-Advisory-COVID-Emergency-Small-Business-Relief-Fund.pdf
Ohio	Stark County	Faith in Stark	Various businesses	Closed	150,000		5,000		10		N/A	N/A	N/A		https://faithinstark.org/apply/
Oklahoma	Oklahoma City	Small Business Incentive Program	City of Oklahoma City	Closed	5,500,000		10,000		15	1 year	N/A	N/A	N/A	For payroll expenses of retained employees. Businesses must be able to demonstrate at least a 50% drop in revenue between March 16 and April 15 (compared to same period in 2019).	https://www.okcsmallbizhelp.com/
Oklahoma	Oklahoma City	Small Business No-Interest Forgivable Loan Program	City of Oklahoma City	Closed	Inc. in above		50,000		50	1 year	0	3-year write-down	10 years	For payroll expenses. Businesses must be able to demonstrate at least a 50% drop in revenue between March 16 and April 15 (compared to same period in 2019).	https://www.okcsmallbizhelp.com/
Oklahoma	Oklahoma City	Small Business Low-Interest Loan Program	City of Oklahoma City	Closed	Inc. in above		100,000		50	1 year	0.02		10 years	For payroll and some operational expenses, i.e. utilities and rent. Businesses must be able to demonstrate at least a 50% drop in revenue between March 16 and April 15 (compared to same period in 2019).	https://www.okcsmallbizhelp.com/
Oklahoma	Stephens County	DAEDF Business Re-Start Program	Duncan Area Economic Development Foundation	Closed			5,000				N/A	N/A	N/A		http://ok-duncan.com/about_duncan/DAEDF_ReStart?fbclid=IwAR3lmc3r1nyi5-oCmz69hp12jy45NY9a9rITvwUNLkznG8_P6xwVJJl_qjA
Oregon		CCD COVID-19 Loan Program	CCD Business Development Corporation	Open		1,000	15,000			2 years	0.04	Payments deferred for 3 months	5 years	1% loan fee	https://www.ccdbusiness.org/ccd-covid-19-loan-program/
Oregon	Albany	City of Albany Emergency Business Loan	Community LendingWorks	Closed		5,000	15,000				0.02	No payments for first 6 months, followed by interest-only payments for 6 months	Up to 60 months	Businesses must have already applied for state or federal assistance.	https://communitylendingworks.org/albany/
Oregon	Beaverton	Emergency Business Assistance Program	City of Beaverton	Closed			2,500		25		N/A	N/A	N/A		https://www.beavertonoregon.gov/EmergencyBizAssistance
Oregon	Benton County	Emergency Business Loan	Corvallis-Benton County Economic Development Office, Community Lending Works	Closed	150,000	5,000	10,000		40		0.02	No payments for first 6 months, followed by interest-only payments for 6 months	60 months		https://communitylendingworks.org/benton-county/
Oregon	Central Oregon	Central Oregon Emergency Business Loan	Community LendingWorks	Closed			20,000				0.025	No payments for first 6 months, followed by interest-only payments for 6 months	Up to 60 months	Crook & Jefferson Counties: $5,000-$20,000. Deschutes County: up to $10,000	https://communitylendingworks.org/central-oregon/
Oregon	Gresham	Small Business Emergency Grant Program	City of Gresham	Closed	400,000		10,000				N/A	N/A	N/A	$1,000 per employee to a maximum of $10,000. Priority given to woman-, minority-, or veteran-owned businesses.	https://greshamoregon.gov/Small-Business-Grants/
Oregon	Hillsboro	Small Business Emergency Relief Program	City of Hillsboro	Closed		1,000	3,000				N/A	N/A	N/A	Priority given to those businesses who have been impacted by executive orders.	https://www.hillsboro-oregon.gov/our-city/covid-19/business-resources
Oregon	Keizer	COVID-19 Small Business Assistance	Keizer City Council	Closed	45,000		2,500		14	Before April 30, 2019	N/A	N/A	N/A		https://www.keizer.org/Covid19SmallBusinessAssistance
Oregon	Lane County	Lane County Emergency Business Loan	Community LendingWorks	Closed		5,000	30,000		19						https://communitylendingworks.org/city-of-yachats/
Oregon	Milwaukie	Business Relief Fund	City of Milwaukie	Closed			5,000		10		N/A	N/A	N/A	Priority is given to women-, person of color, or veteran-owned businesses.	https://www.milwaukieoregon.gov/economicdevelopment/business-relief-fund
Oregon	Pendleton	Pendleton Retail and Hospitality Relief Program	Pendleton Development Commission	Closed	100,000		2,000		20		N/A	N/A	N/A		https://www.eastoregonian.com/coronavirus/pendleton-covid-19-business-assistance-program-closes-thursday/article_4e84d466-8350-11ea-97fe-f31a0ebca66c.html
Oregon	Portland	Small Business Relief Fund Grant	Prosper Portland	Closed	1,000,000	2,000	10,000				N/A	N/A	N/A	Businesses must have at least a 25% reduction in revenue.	https://prosperportland.us/portfolio-items/portland-small-business-relief-fund/
Oregon	Portland	Small Business Relief Fund Loan	Prosper Portland	Closed	Inc. in above		50,000	5,000,000	50	Before July 1, 2019	0	Payments deferred for 12 months	4 or 6 years	Businesses must have at least a 25% reduction in revenue or be a public-facing business.	https://prosperportland.us/portfolio-items/portland-small-business-relief-fund/
Oregon	Portland - Jade District or Old Town Chinatown	Jade District-Oldtown COVID-19 Small Business Response Fund	Asian Pacific American Network of Oregon (APANO)	Closed	190,000						N/A	N/A	N/A	Priority given to Asian and Pacific Islander business owners.	https://www.apano.org/jade-district-covid-19-small-business-response-fund/
Oregon	Sherwood	Small Business Emergency Relief Program	City of Sherwood	Closed	100,000		2,500								https://www.sherwoodoregon.gov/economicdevelopment/page/sherwood-mayor-announces-emergency-relief-program-businesses
Oregon	South Central Oregon	Economic Relief Loan Fund for Small Businesses	South Central Oregon Economic Development District	Open			10,000		10		0.05	Payments deferred for 90 days	60 months		https://secureservercdn.net/198.71.233.254/d77.686.myftpupload.com/wp-content/uploads/2016/10/SCOEDD-Economic-Relief-Loan-Fund.pdf
Oregon	Tigard	Tigard CARES Program	City of Tigard, Micro Enterprise Solutions of Oregon (MESO)	Closed			1,500				N/A	N/A	N/A	Women- and minority-owned businesses prioritized.	https://www.engage.tigard-or.gov/CARES
Oregon	Tualatin	Economic Stabilization Fund	City of Tualatin	Closed	250,000		10,000		55		N/A	N/A	N/A	Business must have a storefront	https://www.tualatinoregon.gov/economicdevelopment/city-tualatin-launches-economic-stabilization-fund
Oregon	Umatilla County	Umatilla County Small Business Emergency Grant	Umatilla County	Closed			1,000		25		N/A	N/A	N/A		http://umatillacounty.net/grants/
Oregon	Wilsonville	Small Business COVID-19 Relief Grants Program	City of Wilsonville	Closed	400,000	1,000	10,000		20		N/A	N/A	N/A	$1,000 for home-based businesses, $2,000 for bricks-and-mortar businesses with 5 or fewer employees, $4,000 for bricks-and-mortar businesses with 6 to 20 employees, and $10,000 for local hotels.	https://www.ci.wilsonville.or.us/economic/page/wilsonville-small-business-covid-19-relief-grants-program
Oregon	Yachats	City of Yachats Emergency Business Loan	Community LendingWorks	Open			4,000				0.02	No payments or interest for first 12 months	Up to 48 months		https://communitylendingworks.org/city-of-yachats/
Pennsylvania		COVID-19 Working Capital Access Program	Department of Community and Economic Development	Closed	60,000,000		100,000		100		0% (or 2% for agricultural producers)	Payments deferred for first 12 months	3 years	Businesses must be within retail, service, or agricultural production sectors. Second round of funding announced with a further $40 million.	https://dced.pa.gov/programs/covid-19-working-capital-access-program-cwca/
Pennsylvania	Chester County	Main Street Preservation Program	Chester County	Closed	5,000,000		25,000	500,000		Since 2019	N/A	N/A	N/A		https://ccedcpa.com/mainstreet/
Pennsylvania	Greater Easton	Support Easton Small Business Relief Fund	Greater Easton Development Partnership, Department of Community and Economic Development	Closed	300,000		10,000				0				https://supporteaston.com/relief-fund/
Pennsylvania	Erie	Small Business Emergency Relief Grant Program	City of Erie	Closed	300,000	5,000	10,000		11+		N/A	N/A	N/A	Grants of $5,000 for businesses with 2 to 10 employees, and $10,000 for those with 11 or more.	https://www.erieco.gov/1706/COVID-19-and-Small-Businesses
Pennsylvania	Harrisburg	Neighborhood Business Stabilization Program	City of Harrisburg	Closed			10,000	1,000,000			N/A	N/A	N/A	Businesses must be able to demonstrate a monthly revenue loss of at least 25%.	https://forms.office.com/Pages/ResponsePage.aspx?id=_L6cyaWGHEGmrN1hcocEqQ8eefeQMXBIuz3AEApEub5UNEFYOERXUkpRUkVZRjVETEJWOVhOMVZPWS4u
Pennsylvania	Kennett	Community Relief Fund	Kennett Borough and Kennett Township	Open	500,000		10,000			2 years+ (prioritized)	0.03	No principal or interest payments for first 12 months	3 years	Loan can be paid off after first year or amortized at rates shown.	http://historickennettsquare.com/kennett-grant-and-loan-programs/
Pennsylvania	Kennett	Historic Kennett Square Small Business Response Fund	Historic Kennett Square	Closes June 12 (first round)			10,000				N/A	N/A	N/A	For customer-facing businesses.	http://historickennettsquare.com/kennett-grant-and-loan-programs/
Pennsylvania	Montgomery County	MontcoStrong Small Business Grant Program	Montgomery County	Closed	1,000,000		25,000		50		N/A	N/A	N/A		https://www.montcopa.org/3508/MontcoStrong-Small-Business-Grant-Progra
Pennsylvania	Philadelphia	Philadelphia COVID-19 Small Business Relief Fund - Microenterprise Grant	City of Philadelphia	Closed			5,000	500,000		1 year	N/A	N/A	N/A		https://www.phila.gov/programs/philadelphia-covid-19-small-business-relief-fund/application-for-relief-programs/
Pennsylvania	Philadelphia	Philadelphia COVID-19 Small Business Relief Fund - Small Biz Grant	City of Philadelphia	Closed			25,000	3,000,000 (min. 500,000)		1 year	N/A	N/A	N/A		https://www.phila.gov/programs/philadelphia-covid-19-small-business-relief-fund/application-for-relief-programs/
Pennsylvania	Philadelphia	Philadelphia COVID-19 Small Business Relief Fund - Small Biz Zero-Interest Loan	City of Philadelphia	Closed		25,000	100,000	5,000,000 (min. 3,000,000)		1 year	0				https://www.phila.gov/programs/philadelphia-covid-19-small-business-relief-fund/application-for-relief-programs/
Pennsylvania	Pittsburgh	COVID-19 Small Business Emergency Loan Fund (ELF)	Pittsburgh Urban Redevelopment Authority	Open	2,500,000		15,000				0	Payments deferred for first 6 months	3 years		https://www.ura.org/pages/covid-19
Pennsylvania	Wilkes-Barre	Small Business Emergency Relief Loan Program	City of Wilkes-Barre	Closed			3,000		5		0		1 year	Eligible businesses are those that won't open until the county reaches the green phase.	https://www.wilkes-barre.city/emergencysmallbusinessloan
Pennsylvania	Wilkes-Barre	Restaurant Emergency Relief Loan Program	City of Wilkes-Barre	Closed	300,000		7,500				0		1 year		https://www.wilkes-barre.city/home/news/city-wilkes-barre-announces-emergency-relief-loan-program
Rhode Island		Artist Relief Fund	Rhode Island State Council on the Arts	Closed	200,000		1,000				N/A	N/A	N/A		https://risca.online/grants/artistrelieffund/
Rhode Island		Microenterprise Stabilization Grant Program	Rhode Island Commerce	Open			5,000		5		N/A	N/A	N/A	Participating towns: Barrington, Bristol, Central Falls, Cumberland, Hopkinton, Middletown, Newport, North Providence, North Smithfield, Smithfield, South Kingstown, Warren, West Warwick, and Westerley. Business owner’s total household income should be 80% or less than the area’s median income, based on family size.	https://commerceri.com/emergency-grants-and-funding/
Rhode Island		COVID-19 Emergency Bridge Loan Program	LISC, Rhode Island Commerce Corporation	Open	2,000,000		5,000		10		0			For restaurants and food services or small businesses with 1 to 10 employees that have been affected by COVID-19. Businesses must have applied for an SBA EIDL.	https://www.surveymonkey.com/r/RILISC
Rhode Island	East Providence	COVID-19 Small Business Job Retention Loan Program	East Providence Economic Development	Open			5,000		5		0	Repayments start after 6 months	3 years		https://www.eastprovidencebusiness.com/sites/eastprovidenceedc/files/pages/pr_covid_19_job_retention_loan_3_1.pdf
Rhode Island	East Providence	Covid -19 Small Business Assistance Loan Program	East Providence Economic Development	Open		1,000	5,000		10		0.02	Repayments start after 6 months	3 years	Must have at least 5 employees.	https://www.eastprovidencebusiness.com/sites/eastprovidenceedc/files/pages/pr_covid_19_small_biz_assistance_loan_3_1.pdf
Rhode Island	Pawtucket	COVID-19 Emergency Loan Program	Business Development Corporation	Open			10,000		25		0.02	Payments deferred for first 12 months	3 years	Retail, wholesale, service, entertainment, restaurant/bar businesses are eligible. Businesses must have experienced at least a 30% drop in revenue.	http://www.pawtucketri.com/sites/default/files/uploads/COVID-19%20Small%20Business%20Emergency%20Loan%20Application%20March%2027%202020%205%20PM%20fill.pdf
Rhode Island	Providence	Emergency Loans	Providence Business Loan Fund	Open		10,000	100,000			3 years		No payments or interest until 2021	5 to 7 years		https://providencebusinessloanfund.com/
South Carolina	Aiken	COVID-19 Disaster Aid for Small Businesses	Aiken Chamber of Commerce, The Aiken Corp., Security Federal Bank	Open	1,000,000		10,000		25		0.02	Repayment deferred for first 6 months		Businesses must have a bricks-and-mortar presence.	https://cityofaikendeptofeconomicdevelopment.setmore.com/
South Carolina	Columbia	Small Business Stabilization Forgivable Loan Program	City of Columbia	Closed	1,400,000		8,000		100		0				https://www.columbiasc.net/headlines/03-27-2020/sbsl-guidelines-and-application
South Carolina	Richland County	Pandemic Relief Grant Program	Richland County	Open	1,000,000		10,000		50	1 year				Businesses must be able to demonstrate at least a 50% drop in revenue.	https://zoomgrants.com/gprop2.asp?donorid=2236
South Dakota		Small Business Relief Fund	Governor’s Office of Economic Development	Closed		5,000	75,000		249	Before March 2020	0	Repayment deferred for first 6 months	60 months	Maximum of 3 months operating expenses (up to $75,000)	https://sdgoed.com/covid-19/
Tennessee	Chattanooga	COVID-19 Mitigation Grants	City of Chattanooga	Closed	500,000	2,000	5,000		50	1 year (in a commercial space)	N/A	N/A	N/A	To help businesses with payroll, rent, and general expenses. Businesses with 1 to 4 employees can get grants of $2,000, those with 5 or more can get $5,000.	https://connect.chattanooga.gov/covid-small-business-stabilization-fund/
Tennessee	Chattanooga	COVID-19 Bridge Loans	City of Chattanooga	Closed	900,000		25,000		50	1 year (in a commercial space)	0	Repayment deferred for first 12 months		For businesses who need help with working capital and employee retention.	https://connect.chattanooga.gov/covid-small-business-stabilization-fund/
Tennessee	Chattanooga	COVID-19 HUD 108 Loans	City of Chattanooga	Closed	1,000,000	25,000	100,000				0	Repayment deferred for first 6 months		For businesses in low-income census tracts or to be used as an incentive to hire and retain employees whose area median income is 80% or below.	https://connect.chattanooga.gov/covid-small-business-stabilization-fund/
Tennessee	Memphis	Economic Hardship Emergency Loan Fund	City of Memphis	Open		2,000	5,000	1,000,000		3 years					https://covid19.memphistn.gov/resources/small-businesses/
Tennessee	Memphis	Small Business Resiliency Loan Fund	City of Memphis	Open		5,000	35,000			3 years		Repayment deferred for first 90 days		Must have been denied by the SBA or an SBA lender.	https://covid19.memphistn.gov/resources/small-businesses/
Tennessee	Memphis	Neighborhood Emergency Economic Development (NEED)	City of Memphis	Open	1,000,000	5,000	10,000	1,000,000		Before March 1, 2019	N/A	N/A	N/A	Businesses must have suffered at least a 25% reduction in revenue.	https://covid19.memphistn.gov/resources/small-businesses/
Tennessee	Tullahoma	Small Business Revolving Loan Program	City of Tullahoma	Open		5,000	15,000	1,000,000	50		4% below daily prime rate (to a low of 1%)		Up to 5 years	$25 loan origination fee required as well as payment for a credit check and UCC filing and release fees, and attorney closing fees.	http://www.tullahomatn.gov/wp-content/uploads/2016/04/USDA-loan-app-Rev-041116-original.pdf
Texas	Bastrop	COVID-19 Relief Grants	Bastrop Economic Development Corporation	Closed	185,000	750	9,500				N/A	N/A	N/A		https://bastropedc.org/covid-19-relief-grants
Texas	Bexar County	Small Business Loan Program	Bexar County, LiftFund	Closed	5,250,000		25,000	1,000,000	10		0		Up to 36 months	Businesses must have suffered at least a 15% reduction in revenue.	https://www.liftfund.com/bexar-county-disaster-relief-loan-program/
Texas	Boerne	Boerne Strong Stimulus Program	City of Boerne	Closed	305,000		7,500		50	2 years	N/A	N/A	N/A	Grants of up to $2,500, $5,000, or $7,500 available for businesses with 1-10, 11-25, or 26-50 employees, respectively.	http://boerne-tx.gov/1840/Boerne-Strong-Stimulus-Program
Texas	Bonham	Emergency Assistance Grant Program	Bonham Economic Development Corporation	Closed	38,500		2,000		25		N/A	N/A	N/A		https://bonhambedco.com/wp-content/uploads/2020/04/Small-Business-Emergency-Assistance-Form-4_22_20.pdf
Texas	Brenham	Small Business Relief Assistance Grant Program	Main Street Brenham	Closed	8,500		500				N/A	N/A	N/A		http://www.brenhambanner.com/news/downtown-businesses-get-small-stimulus-from-main-street-board/article_f687f04c-b308-58a7-83d1-290a713efe07.html
Texas	Buda	Still Budaful Stimulus Program	Buda City Council, Buda Economic Development Corporation	Second round opens June 3	630,000		5,000		50		N/A	N/A	N/A		https://www.ci.buda.tx.us/665/Still-Budaful-Stimulus
Texas	City of Waco and McLennan County	Small Business Emergency Recovery Fund	Waco City Council and McLennan County Commissioners	Closed	830,000		5,000		10		N/A	N/A	N/A		https://covidwaco.com/small-business-grant-program/
Texas	Corpus Christi	Corpus Christi Disaster Relief Loan Program	City of Corpus Christi, LiftFund	Open			25,000	1,500,000			0		Up to 36 months	Businesses must have suffered at least a 15% reduction in revenue.	https://www.liftfund.com/corpus-christi-disaster-relief-loan-program/
Texas	Dallas	Small Business Continuity Fund	City of Dallas	Closed	5,000,000	10,000	50,000		50		N/A	N/A	N/A	Businesses must have suffered at least a 25% reduction in revenue.	https://www.dallasecodev.org/565/Small-Business-Continuity-Fund
Texas	Dallas County	Small Business Forgivable Loans	Dallas County	Opening Soon	5,000,000		15,000							For businesses who haven't received federal funding.	https://www.fox4news.com/news/dallas-county-starting-program-to-help-homeowners-renters-small-businesses-during-covid-19-pandemic
Texas	El Paso	Small Business Emergency Relief Program - Grant	City and County of El Paso, LiftFund	Closed	1,700,000		5,000	1,000,000	5	Prior to August 19, 2019	N/A	N/A	N/A		http://www.epcounty.com/documents/Lift%20Fund%20and%20El%20Paso%20COunty%202.0.pdf
Texas	El Paso	Small Business Emergency Relief Program - Loan	City and County of El Paso, LiftFund	Closed	Inc. in above		25,000	1,000,000	10	Prior to August 19, 2019	0				http://www.epcounty.com/documents/Lift%20Fund%20and%20El%20Paso%20COunty%202.0.pdf
Texas	Fort Worth	Business Resiliency Microloan Program	City of Fort Worth, PeopleFund	Open	850,000		50,000		500		0.05	No payments and 0% interest for first 6 months	78 months	Low to moderate income and/or minority-owned businesses prioritized. Loans may be used to cover bills, payroll, or pay fixed debts.	http://fortworthtexas.gov/COVID-19/business-resources/loans-and-grants/
Texas	Forth Worth	Preserve the Fort Small Business Grants	City of Fort Worth, United Way of Tarrant County	Closes June 8	10,000,000	5,000	50,000		250	Since September 1, 2019	N/A	N/A	N/A	$2.5 million for supporting minority-owned businesses, and another $2.5 million for businesses in Neighborhood Empowerment Zones and Designated Investment Zones. Grants of $5,000, $7,500, $10,000, or $50,000 for businesses with 5, 6-25, 26-50, 51-250 employees, respectively.	http://fortworthtexas.gov/preserve-the-fort/
Texas	Georgetown	Small Business Support and Recovery Grant	City of Georgetown	Closed			5,000				N/A	N/A	N/A		https://georgetownchamber.org/wp-content/uploads/2020/04/Georgetown-COVID-19-Business-Assistance-Grant-Application-2.pdf
Texas	Giddings	Small Business Relief Assistance Grant Program	Giddings Economic Development Corporation	Closed	120,000						N/A	N/A	N/A	Also provided $30,000 for Healthcare Providers and $50,000 for IT to Support Remote Workers	https://giddingsedc.com/business-community-resources-covid-19
Texas	Harris County	COVID-19 Forgivable Loan Program	Harris County	Closed	10,000,000		25,000	5,000,000 (net income)		Prior to January 1, 2019	0		5 years		https://www.hgaldc.com/harris-county-loan/default.aspx
Texas	Pflugerville	Pflugerville Pfund - A Small Business Emergency Grant Program	Pflugerville Chamber of Commerce	Open			5,000		50		N/A	N/A	N/A		https://www.pfchamber.com/pflugerville-pfund
Texas	Round Rock	Round Rock Cares Small Business Relief Program	City of Round Rock, the Greater Round Rock Community Foundation, the Round Rock Chamber, and Dell Technologies	Closed	400,000						N/A	N/A	N/A		https://rrcommunityfoundation.org/project/round-rock-cares/
Texas	Rowlett	Rowlett Business Stimulus (ROBUST) Grant	Rowlett City	Closed			10,000		20	6 months	N/A	N/A	N/A	Up to $5,000 for lease or mortgage assistance or up to $10,000 for payroll assistance.	http://rowlettready.com/ROBUST/
Texas	Royse	Disaster Relief Fund Program	Royse City	Open	300,000		15000 (but multiple requests to 25,000 can be made)				0	Payments deferred for first 180 days	24 months	For non-essential businesses, $1,500 per week available for full-time employees and $750 for part-time employees. For essential businesses that are closed, $1,250 per week available for full-time employees and $500 for part-time employees. For essential businesses that are still open, $750 per week available for full-time employees and $300 for part-time employees. Employers who retain 50% of the workforce (at least) will have their entire principal balance forgiven.	http://www.roysecitycdc.org/
Texas	San Diego	Small Business Relief Package	City of San Diego	Closed	6,100,000	10,000	20,000		100	6 months				Grants, forgivable loans or low-interest loans.	https://www.sandiego.gov/economic-development/resources/relief
Texas	Seguin	Seguin Strong Stimulus Program	Seguin Main Street Program, Seguin Economic Development Corporation	Closed	250,000		5,000		75						https://info.seguinedc.com/sssp
Texas	Waco, McLennan County	Small Business Emergency Recovery Fund	City of Waco, McLennan County	Closed	830,000		5,000				N/A	N/A	N/A		https://covidwaco.com/
Texas	Washington County	COVID-19 Response Fund	City of Brenham Community Projects Fund, Inc.	Open	15,000	500	3,000				N/A	N/A	N/A	Ongoing fundraising.	https://www.cityofbrenham.org/news_detail_T5_R163.php
Texas	Wylie	Small Business Assistance Program	City of Wylie	Open	301,000		5,000		50	6 months	N/A	N/A	N/A	Sole proprietors eligible for grants up to $1,500, businesses with 25 or fewer employees or 26 to 50 employees up to $5,000.	https://www.wylietexas.gov/operations3/emergency_management/business_resources.php
Texas		AssistHer Emergency Relief Grant	Texas Woman's University	Closed			10,000				N/A	N/A	N/A	Businesses must be majority women-owned (51%+).	https://twu.edu/center-women-entrepreneurs/assisther-emergency-relief-grant/
Texas		Texas Small Business Emergency Micro-grant Source (TSBEMS)	Texas Black Expo	Open		100	1,000			2 years	N/A	N/A	N/A		http://texasblackexpo.com/tsbems/
Texas		TX Restaurant Relief Fund	Texas Restaurant Association	Closed	Trying to raise 10,000,000		5,000				N/A	N/A	N/A		https://mailchi.mp/txrestaurant.org/txrestaurantrelieffund
Utah		Utah Leads Together Small Business Bridge Loan	Governor’s Office of Economic Development	Closed	11,000,000	5,000	20,000		50		0		Up to 60 months		https://business.utah.gov/utah-leads-together-small-business-bridge-loan-program/
Utah	Salt Lake City	Salt Lake City Emergency Loan Program for Businesses	Salt Lake City	Closed	1,000,000		20,000				0	Payments deferred for approximately 90 days	5 years		https://www.slc.gov/ed/elploan/
Utah	Ogden	Emergency Loan Fund	Ogden Business Development	Open			10,000				0	Payments deferred for up to 12 months	10 years		https://www.ogdencity.com/1458/Business-Information-Center
Vermont		Restart Vermont Emergency Action Grants	Government of Vermont	Open	150,000,000			2,500,000			N/A	N/A	N/A	For food and accommodation services, retail and agriculture businesses that were severely impacted by closure or business disruption.	https://accd.vermont.gov/covid-19/vermont-economic-recovery-and-relief-package
Vermont		Vermont Economic Injury Disaster Loan and Grant Program	Government of Vermont	Open	80,000,000		150,000				0.02	Interest deferred for first 12 months	20 years	Applicants will be eligible for a grant that may be used to cover three months of fixed costs incurred during closure or partial shutdown due to COVID-19.	https://accd.vermont.gov/covid-19/vermont-economic-recovery-and-relief-package
Vermont		Vermont Restart Loan and Grant Program	Government of Vermont	Open	20,000,000		20,000	1,000,000	4		0		5 years	Applicants can also apply for grants of up to $15,000.	https://accd.vermont.gov/covid-19/vermont-economic-recovery-and-relief-package
Vermont		Restart Vermont Recovery Guides	Government of Vermont	Open	4,750,000	N/A	N/A				N/A	N/A	N/A	Delivery of technical assistance in the form of operational expertise, digital strategy, architecture, technology/software consultancy, legal/turnaround experience/advice.	https://accd.vermont.gov/covid-19/vermont-economic-recovery-and-relief-package
Vermont	Rutland	Micro Business Emergency Loan Provision	City of Rutland	Closed	130,000	5,000	10,000		9						http://rutlandvtbusiness.com/current-initiatives/business-incentive-assistance-program/micro-business-emergency-loan-provision/
Virginia		VA 30-Day Fund	VA 30-Day Fund	Open			3,000		30 (min. of 3)	1 year	N/A	N/A	N/A		https://va30dayfund.com/
Virginia	Amherst	COVID-19 Grant	Amherst County Economic Development Authority	Open	25,000		1,000				N/A	N/A	N/A		https://amherstvabusiness.com/covid-19-resources/
Virginia	Arlington County	Arlington Small Business Emergency GRANT (Giving Resiliency Assets Near Term) Program	Arlington Economic Development	Closed	1,000,000		10,000		49		N/A	N/A	N/A		https://www.arlingtoneconomicdevelopment.com/covid-19/grant-information/
Virginia	Arlington County and Alexandria City	Emergency Layoff Aversion Assistance Program	Alexandria/Arlington Regional Workforce Council	Closed	87,619		7,500		250		N/A	N/A	N/A		https://workforcecouncil.arlingtonva.us/covid19/
Virginia	Bay Consortium	Workforce Innovation and Opportunity Act Rapid Response Funding	Bay Consortium Workforce Board	Closed	87,314		5,000		250		N/A	N/A	N/A		https://spotsylvania.va.us/1732/Rapid-Response-Funding
Virginia	Bedford	Small Business Support Program - COVID-19 Grant for Brick and Mortar Businesses	Town of Bedford	Closed	150,000		5,000			6 months (prior to March 1, 2020)	N/A	N/A	N/A	Businesses must have noted at least a 25% reduction in sales.	https://www.betterinbedford.com/grant
Virginia	Bristol	Emergency Loan Program (ELP)	People, Inc.	Open			5,000			2 years (tax returns)	0	Payments deferred for 6 months			https://www.believeinbristol.org/uploads/files/downtown-bristol-redevelopment-loan-fund-to-serve-as-emergency-loan-fund_pressrelease_20200402.pdf
Virginia	Charlottesville and Albemarle County	Business Recovery Fund	Community Investment Collaborative, City of Charlottesville, Albemarle County	Closed	300,000		10,000				0.01	Payments deferred for 6 months	3 years	100% of prior year expenses (up to $10,000)	https://cicville.org/business-recovery-fund/
Virginia	Danville	Small Business Emergency Loan Program	City of Danville, Danville Industrial Development Authority	Closed	300,000	5,000	20,000		75		3% to 5%	0% interest for the first year	3 to 5 years	Businesses must be able to show that sales have decreased by 25%.	https://www.discoverdanville.com/wp-content/uploads/2020/04/PROGRAM_FINAL_AutoFill.pdf
Virginia	Danville	Small Business Rent Relief Grant	City of Danville, Danville Industrial Development Authority	Closed	75,000		3,000		75		N/A	N/A	N/A	Must have a storefront.	https://www.discoverdanville.com/wp-content/uploads/2020/04/SBRRG-Description.pdf
Virginia	Danville	Marketing and eCommerce Matching Grant	City of Danville, Danville Industrial Development Authority	Closed	75,000		500		75		N/A	N/A	N/A		https://www.discoverdanville.com/wp-content/uploads/2020/04/MEMG-Description.pdf
Virginia	Dickenson County	IDA Local COVID-19 Stimulus Loan Program	Dickenson County IDA	Open			2,500				0	Payments deferred for 6 months	Up to 48 months	Funds must be used for employee retention and can also be used for operational expenses.	https://www.dickensonva.org/CivicAlerts.aspx?aid=265&utm_source=dlvr.it&utm_medium=facebook
Virginia	Fairfax County	Small Business COVID-19 Recovery Fund	Fairfax County	Closed	2,500,000		20,000		49	2 years	0	Payments deferred for 6 months			https://www.fairfaxcounty.gov/economic-success/county-small-business-covid-19-recovery-fund
Virginia	Fairfax County	Fairfax Relief Initiative to Support Employers (Fairfax RISE)	Fairfax County	Opening June 8 - 15	25,000,000	10,000	20,000		49	1 year	N/A	N/A	N/A	Grants of $10,000, $15,000, or $20,000 to businesses with 1-10, 11-25, or 26-49 employees, respectively.	https://ilsr.org/information-on-covid-19-small-business-assistance-programs/
Virginia	Fauquier County	Emergency Micro Loans	Fauquier County Economic Development Authority	Open			5,000				0.03	Payments deferred for 6 months, followed by interest-only payments for 1 year	2 years		https://www.fauquiercounty.gov/government/departments-a-g/economic-development/programs-information
Virginia	Fauquier County	Emergency Assistance Grant	Fauquier County Economic Development Authority	Open			2,500				N/A	N/A	N/A	Businesses with 25 or fewer employees will be prioritized.	https://www.fauquiercounty.gov/government/departments-a-g/economic-development/programs-information
Virginia	Fredericksburg	COVID-19 Business Grants	Fredericksburg Economic Development Authority (EDA)	Closed	200,000						N/A	N/A	N/A		https://blog.fredericksburgva.com/fredericksburg-eda-approves-200000-in-business-grants/
Virginia	Goochland County	E-commerce Grant Program	Goochland County Economic Development Authority and the Office of Economic Development	Open	10,000		500				N/A	N/A	N/A		http://www.goochlandforbusiness.com/173/Incentives
Virginia	Hampton Roads (including Greater Peninsula)	COVID-19 Funding Assistance for Small Business	Hampton Roads Workforce Council, Greater Peninsula Workforce Board	Open	289,000		2,000		250					Priority given to businesses that are delivering essential services to the community or are still open (with alternative arrangements or reduced hours).	https://www.vcwhamptonroads.org/covid-19-small-business-funding-assistance/
Virginia	Loudoun County	COVID-19 Business Interruption Program	Loudoun Economic Development Authority	Closed	1,400,000		10,000	2,500,000	100		N/A	N/A	N/A	Businesses must be able to demonstrate at least a 25% drop in revenue.	https://biz.loudoun.gov/loudoun-business-fund/
Virginia	Loudoun County	Agriculture-Based Business Fund	Loudoun Economic Development Authority	Closed	185,000		5,000	2,500,000	2		N/A	N/A	N/A		https://biz.loudoun.gov/loudoun-business-fund/
Virginia	Marion	COVID-19 Stimulus Loan Program	Town of Marion	Closed	50,000		2,500		9		0.02	0% interest if paid after 120 days			http://www.marionva.org/blog/stimulus-loan-program
Virginia	Norfolk	Business Loan Product for COVID-19	City of Norfolk Department of Economic Development	Closed		10,000	35,000				6-month libor rate plus 2%		3 to 5 years		https://capitalaccessprogram.smapply.co/prog/city_of_norfolk_economic_disaster_assistance_loan_/
Virginia	Northern Virginia	Rapid Response COVID-19 Business Support Grants	Skillsource Group, Inc., Northern Virginia	Closed			25,000		250		N/A	N/A	N/A		https://vcwnorthern.com/covid19-rapid-response/
Virginia	Orange	COVID-19 Grant Program	Orange Downtown Alliance	Closed	10,000		1,000				N/A	N/A	N/A		https://www.dailyprogress.com/orangenews/oda-accepting-applications-for-covid-19-grants-through-may-8/article_996d5832-8fca-11ea-9040-a3c10baf8484.html
Virginia	Richmond	Small Business Disaster Loan Program	City of Richmond	Open			20,000		24	2 years	0	Payments deferred for 6 months	48 months		http://www.richmondgov.com/PressSecretaryMayor/robocopy/documents/Guidelines_RSBDL.pdf
Virginia	Shenandoah Valley	Virginia Rapid Response COVID-19 Business Support Initiative	Shenandoah Valley Workforce Development Board	Closed	93,000		5,000		250		N/A	N/A	N/A		https://vcwvalley.com/virginia-rapid-response-covid-19-business-support-initiative/
Virginia	South Boston	Small Business Emergency Loan Fund	Town of South Boston, Destination Downtown South Boston	Open	250,000		5,000		30		0	Payments deferred for 6 months	36 months		https://downtownsobo.com/site/small-business-loan-application/
Virginia	Stafford County	Stafford CV19 Micro Loan Fund	Stafford County Economic Development Authority	Closed		5,000	15,000	2,000,000 (net profits)	49		0.02	Payments deferred for 6 months	36 months	f the loan is paid back within 24 months, interest payments will be forgiven and rebated.	https://gostaffordva.com/wp-content/uploads/2020/04/COVID-19-Loan-Fund-Guidelines-Final.pdf
Virginia	Stafford County	Stafford Small Business Coronavirus Disaster Assistance Grant Fund	Stafford County Economic Development Authority	Closed	450,000	2,000	7,500		50	1 year (prior to February 2020)	N/A	N/A	N/A	Business with 1 to 5 employees receive $2,000, with 5 to 20 get $5,000, and those with 21 to 50 get $7,500.	https://gostaffordva.com/wp-content/uploads/2020/04/EDA-CV19-Round-2-GRANT-Guidelines-Final.pdf
Virginia	Staunton	Emergency-Disaster Relief Loan Fund	City of Staunton, Staunton Creative Community Fund	Open	100,000	1,000	5,000				2% to 3%	First 3 to 6 months of payments are interest only			https://stauntonfund.org/
Virginia	Waynesboro	EDA Emergency Loan Fund	Waynesboro Economic Development	Closed			5,000		5	6 months	0	Repayments begin 30 days after the state/local state of emergency is over	3 years		http://www.waynesborobusiness.com/emergency-loan-application/
Virginia	Williamsburg	COVID-19 Business Relief Grant	Williamsburg City Council	Closed	1,000,000						N/A	N/A	N/A		https://www.yeswilliamsburg.com/business-resources/coronavirus-covid-19/covid-19-business-grant
Washington		Working Washington Small Business Emergency Grant Program	Government of Washington	Closed	10,000,000		10,000		10		N/A	N/A	N/A		http://startup.choosewashingtonstate.com/links/crisis/covid-19-resources/
Washington	Chelan-Douglas	Small Business Support Initiative	Chelan-Douglas Regional Port Authority	Open	200,000		1,000		9		N/A	N/A	N/A	Grant for rent payments or supplies needed to reopen the business, e.g. PPE.	https://www.cdrpa.org/covid19-small-business-support-initiative
Washington	Cowlitz	Commercial Rent Relief	Cowlitz Economic Development Council, Pathways 2020	Closed	50,000				10		N/A	N/A	N/A	Rent relief program for women- and minority-owned businesses.	http://cowlitzedc.com/events/cedcpathways-2020-commercial-rent-relief-application
Washington	Everett	Everett CARES Grant Program	City of Everett	Closed			10,000		20		N/A	N/A	N/A		https://everettwa.gov/2561/COVID-19
Washington	Lacey	Business COVID-19 Relief Grant	Thurston Economic Development Council, City of Lacey	Closed	500,000		10,000		25		N/A	N/A	N/A	Preference given to businesses with 10 or fewer employees.	https://thurstonedc.com/wp-content/uploads/2020/03/COVID-9-relief-grant2.pdf
Washington	Longview	Commercial Rent Relief	Longview Downtowners	Open	75,000		2,400				N/A	N/A	N/A	Rent relief for two months, up to $2,400	https://www.downtownlongview.com/
Washington	Seattle	Business Stabilization Fund	City of Seattle	Closed	1,500,000		10,000		5		N/A	N/A	N/A	Business owners had to have low-moderate income (less than 80% of the Area Median Income).	http://www.seattle.gov/office-of-economic-development/small-business/small-business-programs-/stabilization-fund-/faq
Washington	Seattle (South Lake Union and Regrade neighborhoods) and Bellevue	Neighborhood Small Business Relief Fund	Amazon	Closed	5,000,000			7,000,000	50		N/A	N/A	N/A	Retail and service businesses.	https://www.aboutamazon.com/job-creation-and-investment/neighborhood-small-business-relief-fund#what-businesses-qualify-to-apply-for-the-neighborhood-small-business-relief-fund
Washington	South Lake Union	SLU Chamber Small Business & Nonprofit Relief FUND	South Lake Union Chamber of Commerce	Open	250,000 (goal)	1,500	7,500	7,000,000	50		N/A	N/A	N/A		https://members.sluchamber.org/relieffund
Washington	Vancouver	Small Business Support Programs	City of Vancouver	Opening Late June	931,834									Information unavailable yet as city is looking for someone to administer the loans for them.	https://www.cityofvancouver.us/ced/page/community-development-block-grant-cdbg-and-home-programs
West Virginia	No known programs at present.
Wisconsin		Emergency Loan Fund (COVID-19)	Hmong Wisconsin Chamber of Commerce	Open		5,000	10,000			2 years	Interest-only option for first 3 months			Must be a low- to moderate-income business or one that is minority-owned.	https://www.hmongchamber.org/emergency-loan-fund-covid-19
Wisconsin		Small Business 20/20 Grant	Wisconsin Economic Development Corporation	Closed	5,000,000		20,000		19		N/A	N/A	N/A	Businesses must already have a loan through a community development financial institution in Wisconsin. Funds must be used for rent and payroll expenses.	https://wedc.org/programs-and-resources/small-business-2020/
Wisconsin		Ethnic Minority Emergency Grants Program	State of Wisconsin	Closed			2,000		5	Prior to Jan 1, 2020	N/A	N/A	N/A	At least 51% of the business must be minority-owned.	https://content.govdelivery.com/attachments/WIGOV/2020/05/08/file_attachments/1446769/WEDC_Ethnic%20Minority%20Emergency%20Grant.pdf
Wisconsin		We're All In	State of Wisconsin	Open	75,000,000		2,500		20		N/A	N/A	N/A		https://wedc.org/blog/gov-evers-announces-75-million-were-all-in-grant-program-and-initiative-to-spur-wisconsins-economic-recovery-promote-safe-business-practices/
Wisconsin		We're All In - Rental Assistance Program	State of Wisconsin	Opens June 8			3,000				N/A	N/A	N/A	In general, eligible applicants have a household income at or below 80% of the county median income.	https://doa.wi.gov/Secretary/WRAP-infographic.pdf
Wisconsin	Brew City Match	COVID-19 Small Business Grant	Brew City Match	Open			1,200				N/A	N/A	N/A		https://brewcitymatch.com/covid-19
Wisconsin	Brew City Match	COVID-19 Small Business Emergency Loan Fund	Brew City Match	Open		5,000	10,000				0				https://brewcitymatch.com/covid-19
Wisconsin	Dane County	Small Business Pandemic Support Program	Dane County, Dane Buy Local	Open	10,800,000	1,000	50,000				N/A	N/A	N/A		https://fs27.formsite.com/wwbic/bgbnbsl5as/index.html
Wisconsin	De Pere	Small Business Pandemic Response Loan (SB-PRL)	City of De Pere	Open	500,000		10,000				0	Payments deferred for first 12 months	48 months	Business with fewer than 20 employees can apply for loans up to $5,000, those with over can apply for loans up to $10,000.	https://www.deperewi.gov/topic/subtopic.php?topicid=259
Wisconsin	Downtown De Pere	COVID-19 Relief Fund	Definitely De Pere, City of De Pere	Closed	100,000		2,500				N/A	N/A	N/A		https://definitelydepere.org/covid-19-relief-fund/
Wisconsin	Downtown Kenosha	Small Business Recovery Forgivable Loan	Downtown Kenosha, Inc	Open	100,000	1,000	5,000		25			Optional repayments at 0% in 12- or 24-month installments		Priority given to businesses who are committed to creating/retaining jobs.	https://www.downtownkenosha.org/small-business-recovery-fund/
Wisconsin	Green Bay	Small Business Pandemic Relief Loan	City of Green Bay	Open			10,000					Payments deferred for first 12 months	36 to 48 months		https://greenbaywi.gov/1128/Small-Business-Pandemic-Relief-Loan
Wisconsin	La Crosse	Launch La Crosse Small Business Recovery Fund	Private Organizations	Open			5,000		20		N/A	N/A	N/A	Must be a retail, restaurant, or personal services business.	https://www.couleecap.org/business-recovery.html
Wisconsin	Outagamie County	Business Assistance Program	Fox Cities Regional Partnership, Outagamie County	Open		5,000	20,000				0.02	Payments deferred for first 6 months	3 to 5 years		https://foxcitieschamber.com/main/outagamie-county-covid-19-business-assistance-loan-program/
Wisconsin	Shorewood	Emergency Business Assistance Program	Shorewood Community Development Authority, Shorewood Business Improvement District, Village Board of Trustees	Closed			5,000			Prior to April 1, 2020	N/A	N/A	N/A	Up to 2 months of eligible rental or rental equivalent costs (up to $5,000)	https://www.shorewoodwi.com/business-resources/covid-19-information-resources/
Wisconsin	Vernon County	Business Relief Loan Program	Economic Development Committee	Closed	150,000		5,000				0	Payments deferred for first 6 months	5 years		https://www.vernoncounty.org/departments/economic_development/vernon_county_business_relief_loan.php
Wisconsin	Verona	Small Business COVID-19 Support Program	City of Verona	Closed	200,000	1,000	5,000	1,000,000	25		N/A	N/A	N/A	Businesses must be able to demonstrate at least a 25% reduction in revenues.	https://www.ci.verona.wi.us/DocumentCenter/View/3133/COVID-19-Support-Program
Wisconsin	Wisconsin Rapids	Emergency COVID-19 Small Business Grant Program	City of Wisconsin	Closed	100,000		1,500		10		N/A	N/A	N/A		http://www.wisconsinrapidschamber.com/covid-19-emergency-grant
Wyoming	No known programs at present.

The map below also shows how much money has been allocated within each state. Some programs don’t mention the dollar amount allocated, so only those that we could find have been included. This doesn’t include the figures from SBA loans:

Please note: while we have tried to include as many loans as possible, there may be some that have been introduced since the time or writing or some that we are unaware of. We have only included loans that are offered by state authorities, companies, or nonprofits. We haven’t included crowdfunding schemes.

Federal and US-wide loans available

As well as local and state-issued loans, businesses can also take advantage of federal-issued loans and some lesser-known US-wide loans:

Loan Name	Offered By	Status	Allocated Amount ($)	Min. Loan Amount ($)	Max. Loan Amount ($)	Max. Revenue	Max. # of Employees	Business in Operation For (Min.)	Interest Rate	Payment/Interest Deferrals	Term Period	Other T&Cs	Link
Paycheck Protection Program	SBA	Open	670,000,000		10,000,000	1,000,000 (differs by industry)	500 (or meets SBA industry size standard if more than this)		0.01	Payments deferred for 6 months	2 years	Fully forgiven if funds used for approved costs.	https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program
Economic Injury Disaster Loan Program	SBA	Open (agricultural businesses only)	60,562,000,000		2,000,000 (reduced to 150,000)		500		3.75% (or 2.75% for nonprofits)	Payments deferred for 12 months	Up to 30 years	A $10k advance (10+ employees or $1k per employee) can be requested.	https://covid19relief.sba.gov/#/
SBA Express Bridge Loan Pilot Program	SBA	Open			25,000				Up to 6.5% over Prime rate		Up to 7 years	For businesses with relationship with SBA Express Lender.	https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/sba-express-bridge-loans
Small Business Grants Program	Facebook	Closed	100,000,000				50	1 year	N/A	N/A	N/A		https://www.facebook.com/business/boost/grants
Food and Beverage Industry Relief Fund	James Beard Foundation	Closed			15,000				N/A	N/A	N/A		https://www.jamesbeard.org/relief-fund
Farmer Relief Fund	American Farmland Trust	Closed	1,000,000		1,000	1,000,000			N/A	N/A	N/A	For small- and mid-size direct-market food producers.	https://farmland.org/farmer-relief-fund/
Zero-Interest Microloans	Kiva	Open			15,000				0	Payments deferred for up to 6 months			https://www.kiva.org/blog/support-local-businesses-during-the-coronavirus-pandemic
COVID-19 Recovery Fund	LISC, Verizon	Open	7,500,000		10,000				N/A	N/A	N/A		https://www.lisc.org/covid-19/small-business-assistance/small-business-relief-grants/verizon-small-business-recovery-fund/
Mainvest Street Initiative	Mainvest	Open			2,000				0			Loan available to those who launch a capital raise campaign.	https://mainvest.com/main-street-initiative
Grow with Google Small Business Fund	Opportunity Finance Network, Google	Closed	125,000,000										https://ofn.org/googlesmallbizfund
The Red Backpack Fund	Spanx and The Spanx by Sara Blakely Foundation	Open	5,000,000		5,000	5,000,000	49		N/A	N/A	N/A	Businesses must be majority women owned (51%+)	https://www.globalgiving.org/redbackpackfund/
Save Small Business Fund	U.S. Chamber of Commerce Foundation	Closed			5,000		20		N/A	N/A	N/A		https://www.savesmallbusiness.com/?fbclid=IwAR21vASwuCz7I3ZJ4053PhR2XEmb4apWGJG2gVQWqycJnTbE3_-IAAH-owo

See also: What programs in the recent relief bills help small businesses?

Share of federal loans by state

Looking at how the PPP and EIDL loans have been distributed across US states, some interesting trends emerge.

For EIDL loans, the states receiving the most funding per number of small businesses are Hawaii (1.18%), Louisiana (1.17%), Nevada (1.15%), Washington (1.14%), and California (1.07%). Most of the states receiving more funding got their initial requests in quickly (from March 13 to March 17). Those submitting after these dates, appear to have received less. For example, Tenessee and West Virginia who both submitted governor’s requests on March 18, have seen just 0.56 percent of their small businesses receive EIDL loans.

In contrast, PPP loans seem to have been more widely distributed in central states, bypassing many of those at the coast. The reasoning for this isn’t clear.

However, we can see that many of the states in receipt of larger numbers of EIDL loans received fewer PPP loans than some other states. Washington (15.06%), California (12.86%), Nevada (13.96%), and Louisiana (14.84%) received quite a bit less than North Dakota (25.71%), South Dakota (24.16%), Nebraska (22.75%), Iowa (20.10%), and Kansas (19.25%) which are the highest-receiving states.

 

Scoring

Loans/Grants

• State-issued grant (for a wide range of small businesses, i.e., not including those aimed at tech-based companies or startups) = 5
• State-issued loan (for a wide range of small businesses, i.e., not including those aimed at tech-based companies or startups) = 3
• All other grants and loans = 1

Tax deferral (not including corporate income taxes as this is extended by all states and the IRS)

• Filing and payment = 5
• Payment only (or other restrictions, i.e., only certain businesses included) = 3
• No changes but penalties waived = 2

Eviction and foreclosure moratorium

• State legislation = 3
• Court order or local governments authorized to ban commercial evictions = 2

Awards for EIDL and PPP

For each of these criteria, the state was given a point based on where it ranked between the highest-ranking and lowest-ranking states. States with the highest percentage of businesses awarded loans were given 5 points, while countries with the lowest percentage of businesses awarded loans were allocated zero points. All of the states in between these two scores received a score on a percentile basis, depending on where they ranked.

Sources

PPP Figures (as of 5/23/2020) – https://www.sba.gov/sites/default/files/2020-05/PPP__200523.pdf 

EIDL Loan Figures (as of 5/18/2020) – https://www.sba.gov/document/report–covid-19-eidl-loans-report

Small Business Figures – https://advocacy.sba.gov/2019/04/24/2019-small-business-profiles-for-the-states-and-territories/

https://www.uschamberfoundation.org/article/financial-assistance-small-business#alabama–delaware

https://ilsr.org/information-on-covid-19-small-business-assistance-programs/

https://ilsr.org/how-state-and-local-governments-are-helping-small-businesses-during-the-coronavirus-pandemic-2/

https://www2.deloitte.com/content/dam/Deloitte/us/Documents/Tax/multistate-tax-alert-covid-19-updated-state-and-local-tax-due-date-relief-developments.pdf

https://uk.practicallaw.thomsonreuters.com/w-024-5828?originationContext=document&transitionType=DocumentItem&contextData=(sc.Default)&firstPage=true&bhcp=1